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Money

The www.FedPrimeRate.com Personal Finance Blog and Magazine

Monday, January 27, 2025

New Home Sales During December 2024

The December, 2024 New Home Sales report was released by the Commerce Department this morning:

------------------------------------------------------

Previous Month (revised): 674,000

  • Actual New Home Sales: 698,000

------------------------------------------------------

  • Change from 1 Month Previous: +24,000 units (+3.56%)

  • Change from 1 Year Previous: +44,000 units (+6.73%)


------------------------------------------------------

Median Price for a New Home
During 
December, 2024: $427,000
 

***************************

Average Price for a New Home
During December,
2024: $513,600

------------------------------------------------------

Inventory: 494,000 (+45,000 units / 10.02% Year-on-Year)

  • 8.5 months supply at current sales rate; seasonally‐adjusted estimate.

------------------------------------------------------

================================

CHART: Cost of A Newly Built Home - DECEMBER 2024 Update
CHART: Cost of A Newly Built Home
DECEMBER 2024 Update

================================


================================


Compiled jointly by the U.S. Commerce Department and the U.S. Department of Housing and Urban Development, the yellow-highlighted figure above is the seasonally adjusted and annualized number of newly-built homes with committed buyers for the indicated month.

The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

The New Home Sales report is watched by economists and investors because it offers insight into the state of the U.S. housing market, and also provides data that can be used to predict sales of large household furniture and appliances like refrigerators, air conditioners, microwave ovens, etc.


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Friday, January 24, 2025

Existing Home Sales During December 2024

Existing Home Sales report for December 2024 was released by The National Association of Realtors® (NAR®) this morning:

======================

Previous Month: 4,150,000

  • Actual: 4,240,000
======================

  •  Change from Previous Month: +2.17% (+90,000 homes)

  •  Change from A Year Ago: +9.33% (+362,000 homes)
======================

  • Inventory: 1,150,000
(3.3 months supply | +16.16% Year-on-Year.)

======================

The yellow-highlighted, "actual" figure above represents the preliminary, seasonally adjusted annualized sales count of existing homes, co-ops and condominiums for the indicated month. The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

------------------------------------------------------

  • Median Price: $404,400

  • Price Change from A Year Ago: +6.03% (+$23,000)

------------------------------------------------------ 

==========

==========

From Today's Report:

"...'Home sales in the final months of the year showed solid recovery despite elevated mortgage rates,' said NAR Chief Economist Lawrence Yun. 'Home sales during the winter are typically softer than the spring and summer, but momentum is rising with sales climbing year-over-year for three straight months. Consumers clearly understand the long-term benefits of homeownership. Job and wage gains, along with increased inventory, are positively impacting the market.'

'The median home price was elevated partly due to the upper-end market’s relative better performance,' Yun added. 'Sales rose by 35% from a year ago for homes priced above $1 million, while sales fell for homes priced under $250,000.'..
."

==================

INFOGRAPHIC: Existing Home Sales - DECEMBER 2024 UPDATE
INFOGRAPHIC: Existing Home Sales

DECEMBER 2024 UPDATE

==================

==================

==================

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Thursday, January 23, 2025

My Uncle Got Sucked Into A "Home Depot" Phishing Scam

So, I am on WhatsApp, checking out some family conversations, when I receive a message from my uncle.  Message reads:

"The Home Depot 40th Anniversary.  Click to enter to participate in the survey.  Have a chance to win $ 8,000! BeneficialYear.TOP"

Right away, red flags go up.  Looks extremely suspicious, but I click the link anyway, because I want to see what the scam looks like, so that I can warn others.

Here's a capture of the URL, and the page it took me to:




www.FedPrimeRate.com: Phishing Scam 1

www.FedPrimeRate.com: Phishing Scam Image 1

=======

When I reloaded the page, I was taken to a totally different URL:



www.FedPrimeRate.com: Phishing Scam 2

www.FedPrimeRate.com: Phishing Scam Image 2

First of all, if this is a survey from The Home Depot, then why on Earth would I be redirected to 2 different URLs? And why would one of the domain names use a .CN top level name, meaning it's registered in China?

Moreover: all the navigation links don't work, and the same if you try to "up" or "down" vote in the comments section.

As I investigated further, I found that Firefox is aware, and warning folks:

www.FedPrimeRate.com: Mozilla FireFox Warning - Deceptive Site Ahead

www.FedPrimeRate.com:
Mozilla FireFox Warning
- Deceptive Site Ahead

=======

Please people: don't forward suspicious messages to friends and family without checking them out.  You could end up doing serious harm to people you care about.

>>>   CLICK HERE FOR MORE SAFETY WARNINGS   <<<


>>>   CLICK HERE for SCAM ALERT: HOW TO AVOID BANKING AND OTHER TRENDING SCAMS; KNOW THE RED FLAGS   <<<

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Friday, January 10, 2025

The Latest "Job Opportunity" Scam via WhatsAPP® and LinkedIN® Accounts...

www.FedPrimeRate.com - The Latest "Job Opportunity" Scam via My WhatsAPP and LinkedIN Accounts...www.FedPrimeRate.com - The Latest "Job Opportunity" Scam via My WhatsAPP and LinkedIN Accounts...www.FedPrimeRate.com - The Latest "Job Opportunity" Scam via My WhatsAPP and LinkedIN Accounts...

The scammer goes by the name "Alexia," and his/her phone number on WhatsAPP
-- (www.WhatsAPP.com) --
in this instance is +1 (650) 613-5608

This scam artist got my number at LinkedIN.com
 
My phone number is listed publicly there for all to see. It's not a real threat because it's a free voice over IP (VOIP) number, provided by a reliable VOIP provider

========
[9/12/2024 12:01 PM] SCAMMER: Hello! I am Alexia, I heard from Leslie that you are looking for a job, do you have time to learn more about this position?

[9/12/2024 12:38 PM] -ME- : OK

[9/12/2024 12:41 PM] SCAMMER: Ok, thanks for your response. Let me explain the details of a job to you now. If you have any questions, you can ask me.

[9/12/2024 12:41 PM] -ME- : OK

[9/12/2024 12:44 PM] SCAMMER: Our company specializes in hotel bookings and offers various assessment roles. We have developed a work platform equipped with an advanced algorithm that enhances the visibility of hotel bookings we manage. This system helps generate real traffic and improve the ranking of hotels that have recently experienced higher occupancy rates.

[9/12/2024 12:55 PM] -ME- : OK

[9/12/2024 12:58 PM] SCAMMER: okay, now let me tell you what you need to do.

[9/12/2024 12:59 PM] -ME- : OK

[9/12/2024 1:03 PM] SCAMMER: In this position, you’ll need to complete two sets of tasks daily, each set consist with 40 hotel orders. The system will assign these orders to you, and all you need to do is click "Submit" to upload them. The system will then handle the rest by analyzing and processing the orders based on each user's unique network IP and process them accordingly.

[9/12/2024 1:44 PM] -ME- : So the job is just clicking [SUBMIT]?

[9/12/2024 1:47 PM] SCAMMER: Yes but it plays a crucial role in improving the visibility and ranking of hotel bookings. Your work helps ensure that the system can accurately process and analyze the data, which in turn supports better outcomes for the hotels we work with.

[9/12/2024 2:01 PM] -ME- : OK

[9/12/2024 2:06 PM] SCAMMER: Great, Now if you don’t have any other questions about the content of the position, then let me tell you about your job income and start training, ok?
[9/12/2024 2:08 PM] -ME- : OK

[9/12/2024 2:14 PM] SCAMMER: Your total income includes a basic salary plus commission. You earn commission by completing two sets of evaluation tasks each day. For each hotel order, you can earn between 0.25% to 1% commission. For example, if you evaluate orders worth $100, you could earn up to $20 in commission from completing two sets of tasks.

[9/12/2024 2:17 PM] SCAMMER: And the basic salary is calculated based on the number of consecutive working days after completing two sets of work. The salary structure is as follows:
3 days: $160
5 days: $500
15 days: $1,200
30 days: $3,300
In total, if you work continuously for 30 days, you would earn $5,160.

[9/12/2024 2:18 PM] : OK

[9/12/2024 2:20 PM] SCAMMER: Btw, do you use a wallet similar to cashapp? For example, Metamask, Trustwallet, or Paypal. This kind of wallet is convenient for us to receive our commissions and salary after completing our task every day.

[9/12/2024 2:22 PM] : Receiving or remitting? I'm a bit confused...

[9/12/2024 2:23 PM] SCAMMER: I mentioned you there receive, then why you are confused?

[9/12/2024 2:25 PM] SCAMMER: Have you used any of these?

[9/12/2024 6:02 PM] SCAMMER: Good Evening! As the sun sets, let your worries fade. Every ending is a chance for a new beginning. Embrace the possibilities that lie ahead!

[9/12/2024 9:18 PM] -ME- : Metamask, Trustwallet, or Paypal? Yes.

[9/12/2024 9:27 PM] SCAMMER: Do you have all of these wallets?

[9/12/2024 9:27 PM] -ME- : PayPal

[9/12/2024 9:32 PM] SCAMMER: OK, Now if there are no problems, I'll provide you with an online training and let you operate a set of assessment tasks on the platform. I will guide you on how to complete it and get 20% commission for training.

[9/12/2024 9:41 PM] -ME- : OK

[9/13/2024 10:16 AM] +1 (650) 613-5608: Good Morning How's your day going?

[9/13/2024 10:17 AM] +1 (650) 613-5608: OK, now you need to open the platform URL and use my invitation code to register your own account. Please let me know after you complete the registration.

URL: BOOKINGONVIP.COM
Invitation Code: ZIMN27

[9/13/2024 11:10 AM] : Please see that attached screen shot. It is what I got when I tried to visit the URL you just sent me....🤷🏼‍♂

[9/13/2024 12:06 PM] SCAMMER: Sorry, I forgot to mention that our platform has been updated, so the platform URL has also changed. Can you use this: https://booking-vip.top
=========

👉 THIS MESSAGE WAS SENT THE NEXT DAY: Good Afternoon! 🎉 Weekends are for dreaming big and making plans. Use today to set new goals and get excited about the possibilities ahead. The best is yet to come! 🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡
=========

As you can see, this scam artist throws in lots of detail, with numbers 💸🤔💰🤔💸.  Seems almost legit, doesn't it? 😡

The deceptive domains even have
"https://" encryption...Because Internet baddies need to watch out for scammers too!

  • NB: www.Booking.com is a 100% legitimate website.

This and other scam artists use fake / deceptive / scam domain names to trick people.

The scam domains in this case are -- and PLEASE DON'T VISIT THESE DOMAINS! THEY ARE DANGEROUS! -- ⧨👇⧩ :

> 📛💣📛💣 Booking-VIP.TOP📛💣📛💣 <
   >
💣📛💣 BookingOnVIP.COM💣📛💣 <

These deceptive domains even have "https://" encryption...Because Internet baddies need to watch out for scammers too! 🤮

==========

UPDATE: Tuesday, September 17, 2024, 2:53 PM EST - The scammer has not let up.  He/she just sent me this BS motivational message on WhatsAPP:

"Good afternoon! Remember, every small step you take today is a step closer to your bigger dreams. Keep moving forward!"

🤔: Perhaps this scammer just finished browsing a Tony Robbins book or something.  RIDICULOUS!  Like these words are going to make me more likely to fall for this scam. 100% CRAZY!

I'll probably be back with another update soon.  I have a feeling this person is not going to quit!  Stay tuned...

===========

UPDATE: Wednesday, September 18, 2024, 7:53 PM EST - The latest message on WhatsApp, from the same scammer:

-------------------

All good.

Due to maintenance, the URL for Booking.com has changed.
Therefore you can use this URL and use my invitation code to register your account.

URL : https://www.hotelwnnvip.com

Invitation Code : ZIMN27
-------------------

And this is how these scammers keep their scams going ad infinitum.  A fresh, new domain name, with the same scam setup.

    > 📛💣📛 HOTELWNNVIP.COM 💣📛💣 <

MAMA MIA!


The scammer's persistence continues!

I guess all the major browser makers out there are onto this scumbag. They are blocking his/her/their every move, and fast...

===============

WHOIS info:

Domain Name: HOTELWNNVIP.COM
Registry Domain ID: 2916711082_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.gname.com
Registrar URL: http://www.gname.com
Updated Date: 2024-09-13T21:53:23Z
Creation Date: 2024-09-13T21:53:23Z
Registry Expiry Date: 2025-09-13T21:53:23Z

==============

One of the reasons I registered my most important domain names for the maximum time frame -- 10 years -- and continue to add more time whenever I am able, is to send a strong signal to the search engines and browser makers: My domain names and I are 100% legit!

A domain name that is registered for 10 years shouldn't be treated the same as one that is registered at the bare minimum.  Makes sense...

Stay tuned! 

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Saturday, January 04, 2025

Another Part-Time Job-Opportunity Scam on WhatsApp®, with Voice Message; Probable Repeat Offender

Anna, the WhatsApp Scammer - Image #2
Anna, the WhatsApp Scammer - Image #1
I'm pretty sure this is the same WhatsApp® scammer I wrote about before.

Her "name" is Anna, and her number on WhatsApp is +1 (213) 828-6634.

She mentions Onin Staffing, which is a real employment agency, with branches all over the United States (ONINSTAFFING.COM). 

But this is just part of her game.

The scam domains this time around, are:

     > 📛💣NOETICMARKETERC.COM💣📛 <
      >
💣📛 NOETICMARKETERA.COM
📛💣 <

Anna included a short voice message this time.  Here's a link to the audio file.  She sounds Asian:

                       >>>  ANNA, The SCAMMER <<<

The full text is below....Rich with lots of scammy details.  And, once again, it all seems quite legit. 

But I just had to highlight these two items, because they are HILARIOUS!

  • "OK.  May I know your name maybe we can be good friends in future..." 😀😂😀

  • "After all the work is done, you can immediately withdraw the commission profit you deserve." 😂😀😂

START of WhatsApp® Conversation with SCAMMER

[ANNA -- THE SCAMMER --  11:33 AM] +1 (213) 828-6634: Hello, my name is Anna. I work for Noetic Marketer and Madison from Onin Staffing told me that you are interested in the part time job we are offering, please let me know when you are available and I would like us to keep a good communication!

[ANNA -- THE SCAMMER --  12:54 PM] +1 (213) 828-6634: Nice to see you. My name is Anna.

       [ME] : Hello. I am ready to get started.  Any more details for me?  RSVP.  Thanks.

[ANNA -- THE SCAMMER --  12:55 PM] +1 (213) 828-6634: Yes, I will share job descriptions with you

[ANNA -- THE SCAMMER --  12:57 PM] +1 (213) 828-6634: I would like to introduce you to a part-time job. Work from home kind of thing. You can do it in 30-60 minutes a day. After two consecutive days of work, you will receive a base salary of $100-400.

[ANNA -- THE SCAMMER --  1:01 PM] +1 (213) 828-6634: This part-time job does not require any skills or experience. You only need a mobile phone or computer to complete this job at any time and in any area you feel comfortable. It will also bring you a good income.

[ANNA -- THE SCAMMER --  2:02 PM] +1 (213) 828-6634: Honey, are you busy?

[ANNA -- THE SCAMMER --  4:45 PM] +1 (213) 828-6634: Do you have time?

       [ME] : Always busy.  But I am here, and reading all that you are sending me.  Need all necessary information on your opportunity....Thank you....

[ANNA -- THE SCAMMER --  4:48 PM] +1 (213) 828-6634: Our job is to help merchants on large e-commerce platforms such as Amazon/eBay maintain and optimize their products, thereby helping them maximize the retail value of their products so that their products will be displayed first when consumers purchasing goods.

[ANNA -- THE SCAMMER --  4:51 PM] +1 (213) 828-6634: Our company uses artificial intelligence to connect merchants’ products to our workbench, helping them maintain their products faster. Generally, it takes 1-7 days to complete maintenance on a product. Using the artificial intelligence developed by our company, all employees can complete the maintenance of a product in 1-5 seconds. You can think of it as us making money by compressing time through  AI.
[ANNA -- THE SCAMMER --  4:55 PM] +1 (213) 828-6634: The work is simple, as I explained we only need to click on "Start" and then "Submit", and the platform AI system will automatically utilize advanced algorithms to interact with online shopping platforms and handle the rest of the work. Our job is to repeat the process seamleassly.

[ANNA -- THE SCAMMER --  5:09 PM] +1 (213) 828-6634: Can you understand clearly when  I introduce it this way? If you have any questions you can ask me right away.

[ANNA -- THE SCAMMER --  5:37 PM] +1 (213) 828-6634: we can earn a salary and also a daily commission from this job .
The first part is a fixed salary. If you complete 3 sets of tasks every day and work for 2 consecutive days, you will receive a salary of 100-400 US dollars. The difference in salary is based on the employee level.

[ANNA -- THE SCAMMER --  5:54 PM] +1 (213) 828-6634: The second part is that you will get a commission for every product maintenance you complete, depending on the value of the products matched in your account, you can get a commission of 30-1200 US dollars per day, which also depends on your employee level. The higher the employee level, the more commissions you get.

[ANNA -- THE SCAMMER --  6:21 PM] +1 (213) 828-6634: Can you understand well what I am explaining?

[ANNA -- THE SCAMMER --  7:28 PM] +1 (213) 828-6634: Junior employees can complete three sets of tasks per day, 40 times per set of tasks, and can receive 100 USDT for completing work for two consecutive days. Intermediate employees can complete four sets of tasks per day, 45 times per set of tasks, and can receive 200 USDT for completing work for two consecutive days. Senior employees can complete five sets of tasks per day, 50 times per set of tasks, and can receive 300 USDT for completing work for two consecutive days. Mentor employees can complete six sets of tasks per day, 55 times per set of tasks, and can receive 400 USDT for completing work for two consecutive days.

[ANNA -- THE SCAMMER --  7:35 PM] +1 (213) 828-6634: I hope you can understand my work. May I know what your occupation is? I will be able to communicate better without interrupting your working hours.

[ANNA -- THE SCAMMER --  9:54 PM] +1 (213) 828-6634: I understand you are busy today. We can discuss further tomorrow. good night.

[ANNA -- THE SCAMMER --  11:05 AM] +1 (213) 828-6634: Good morning

[ANNA -- THE SCAMMER --  12:43 PM] +1 (213) 828-6634: Hi, Do you have time?

[ANNA -- THE SCAMMER --  12:45 PM] +1 (213) 828-6634: Can you understand the work we discussed yesterday? If you don't understand, you can ask me.

       [ME] : Hi.  So what do you need from me right now? I'd like to get started ASAP...

[ANNA -- THE SCAMMER --  1:00 PM] +1 (213) 828-6634: May I know your name maybe we can be good friends in future.

[ANNA -- THE SCAMMER --  1:01 PM] +1 (213) 828-6634: My name is Anna.

[ANNA -- THE SCAMMER --  1:15 PM] +1 (213) 828-6634: There are different commissions for each employee at different levels. Beginner commission is 0.45%.
Intermediate commission is 0.65%. Advanced commission is 0.85%. Mentor commission is 1.05%. Well let me know when you have time. We can start practicing. Don't worry, the training can be completed in 30-45 minutes. After all the work is done, you can immediately withdraw the commission profit you deserve.

After you register on our job website let me know and I will guide you best.

You can click on the link below and register a work account using the invitation code i send you.

  • Workbench Website: Noeticmarketera.com📛💣📛
  • Noeticmarketerc.com📛💣📛
  • Invitation codeP9HW4G 📛💣📛

If you have 30-45 minutes now we can start the training session now.

There are different commissions for each employee at different levels. Beginner commission is 0.45%. Intermediate commission is 0.65%. Advanced commission is 0.85%. Mentor commission is 1.05%.

OK.  May I know your name maybe we can be good friends in future...

END of WhatsApp® Conversation with SCAMMER

The "training session" mentioned in the above 👆 WhatsApp conversation is not only a complete waste of time, but it's also how the scammers trick you into giving them sensitive information about yourself

These scammers like to use free phone numbers, of course.

So I've noticed that Google® has made some changes, new moves in their never-ending war against the spam + scam crowd.

  • Getting a free phone number with Google Voice used to be free.

    Now you have to have an "Existing US-based mobile phone number" to get one.

    I don't know of any free mobile-phone plans in the USA.  If you, the reader, know of any, please add a comment below with details.  And thank you!

  • And if you want to create a new GMail account, you'll have to confirm that you're not a robot.  How?  A text message sent to your not-free mobile phone number, of course.


Google (Gmail) accounts with the right username can (the part before the "@" symbol) do much to aid tricksters in their craft. 

Ending the 100% free nature of these accounts is the right thing to do.  Hopefully, all you honest folks out there have already created all the Google accounts you need...

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Thursday, January 02, 2025

Latest Norton Antivirus Protection Renewal Scam In My Inbox

www.FedPrimeRate.com: Latest Norton Antivirus Protection Renewal Scam In My Inbox
Email Scam Alert
OK, so here's another stupid and very lame attempt to scam the world, received in my main Gmail account today:

===============


Subject Line: Invoice Id : NJ7834H78EH39

Email Body: Dear ******* ,

Invoice Id : NJ7834H78EH39

Thank you  for connected with our norton anti-virus protection. This email is to notify you that your membership for your computer security & protection has been renewed

User Id : ********@gmail.com

Congratulations, you have successfully renewed your Norton Anti-Virus Protection membership.

You have been charged the payment of  $107.93 for 01 year Norton Anti-Virus Protection service from your bank account, via Debit/credit card.  If you didn’t authorize the charges or if you want to continue this service.

Kindly reach us immediately at      

1     8   0   6     4   5   4     5   7   3   7


Product                                       Unit Price                             Qty.                                            Total Amt.
Norton Anti-Virus Protection         $107.93                              


This Deduction will be reflected in 2-3 business days in your bank statement.

Note- This is a system generated mail.  Please do not reply to this mail ID. (1)  Call our 24-hr customer care.

Thank You

===============

How lame is this scam attempt?

1)  Well, the email address of the sender is: <alinasmith6254@gmail.com>

Hmmmm.....Not sent from Norton, me thinks: DERP!

2)
You see how the phone number is spaced out?  That's a giveaway too.  The scammer has formatted it like this in the hope that it will trick the email spam filter.  If the scam email goes to the spam folder, it's done.

For this particular scam email, it worked!  Gmail didn't send it directly to my spam folder.  I found it in my inbox.

3) I don't use Norton Antivirus.  I used to, a long time ago, with Windows XP, but I gave up on it as it consumed too much cpu time -- my computers got a lot slower -- and it was too expensive.  I find that Microsoft's built-in Windows Defender antivirus / anti-malware / anti-spyware works great.  Of course, because I'm a total Nazi about these things, I run Windows Update every time I rest and massage my hands (to prevent carpal tunnel syndrome), which is about every 10-15 minutes.

I also run a Windows Defender Offline Scan often, because most experienced malicious coder / hacker deviants know how to hide their BS in places that are hard to clean.

 

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Tuesday, December 31, 2024

SCAM ALERT: How to Avoid Banking And Other Trending Scams; Know The Red Flags

SCAM ALERT: How to Avoid Banking And Other Trending Scams; Know The Red Flags
From the good folks at Bank of America:

Be Aware Of A Trending Zelle® Payment Scam

Beware of scammers impersonating banks and fraud departments. By spoofing legitimate phone numbers to call or text you, the requests can be very convincing. While Bank of America may send you a text to validate unusual activity, we will never contact you to request that you send money using Zelle® to anyone, including yourself or to share a code to resolve fraud.

Here's What Happens:

  • You receive a text that looks like a Bank of America suspicious activity alert.

  • If you respond to the text, you've engaged the scammer and will receive a call from a number that appears to be from a bank.

  • The “representative” or scammer will offer to help stop the alleged fraud by asking you to send money to yourself with Zelle®.

  • Then, they ask you for a one time code you just received from a bank. If you give them that code, they will use it to enroll their bank account with Zelle® using your email or phone number.

  • The scammer now has the ability to receive your money in their account.


Being vigilant is your first line of defense; here's how to help stay protected:

  • Don't be pressured to act immediately — this is what scammers want you to do.

  • Don't trust caller ID — it's not always who it says it is.

  • Don't share codes based on a call you receive.


To learn more, watch this educational video layer from Zelle®

===========


Know The Scams That May Follow A Natural Disaster

Watch out for fake contractors. Following a disaster, unlicensed contractors will canvas the impacted areas promising to get clean up or repairs done quickly. They may ask for payment up front and not show up to do the work, or have you sign a contract that redirects insurance payouts to them and not you.

  • Do your research; get multiple quotes for comparison, and make sure the contractors are licensed.

  • Use caution if you're pressured to pay up front for the job or sign over the insurance claim. Contractors may try to offer special deals that seem too good to be true.

===========

CLICK HERE for much more from this
highly informative Bank of America article.

===========


#SCAMS #SCAMMERS #FRAUD #ZELLE #BofA #SCAMALERT #NEWSCAMALERT #REDFLAGS #SCAMAVOIDANCE #AVOIDSCAMS #FedPrimeRate #PHONESCAMS #EMAILSCAMS #TEXTSCAMS #BANKOFAMERICA #PHISHING #PHISHINGSCAMS #BANKSCAMS #BANKS #BANKINGSCAMS


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bing

bing


SCAMS!

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