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The www.FedPrimeRate.com Personal Finance Blog and Magazine

Monday, October 26, 2015

Updated Credit Karma Credit Scores: Looking OK, But I Can Do Better...

TransUnion and Equifax credit scores, provided by Credit Karma
Updated Credit Scores

Just got my updated +TransUnion® and +Equifax® credit scores from the +Credit Karma® website; 806 and 810 respectively.  These scores are based on the VantageScore 3.0 scoring model.

I'm hoping that one day soon, Credit Karma will offer free scores from +Experian® too.  Two out of the Big 3 for free, seems like an awful tease to me!

Both figures translate to an "excellent" rating, but I can do better.  I am going to get my free credit reports right now, then I'm going to dispute a nasty item in my Equifax report.  I will post again when I get a response from the offending party.  Stay tuned...

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Saturday, October 03, 2015

New Mortgage Rules Kick In Today

Great news for anyone getting ready to shop for a mortgage:



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