ENRON.COM: The Most Sophisticated Parody Website I have Ever Seen

Take a moment to check out the Enron® company relaunch website: www.ENRON.com.

Looks sharp, doesn't it?  Lots of tight copy everywhere. Lovely design.  Very professional.

Well, apparently, it's fake!

As pointed out by X.com user @kylerwk, it's a parody website!

• I did a WHOIS lookup to see who owns the site.

                    👀"Registration Private"👀...Of course...😌

• According to the website, Enron is "The World's Leading Company" 🤔😐🤔😌
  
  
• Defunct Enron was brought down by the "Enron scandal" back in 2007.
  

I have a feeling that the website will be taken down soon.  That's why I am sharing the text from one of the website's terms and conditions pages, as it demonstrates how deep and convincing this deception is...👇

"...OVERVIEW

IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS OF USE AND CONDITIONS OF SALE (“TERMS” OR “AGREEMENT”) BEFORE ACCESSING, USING, OR PLACING AN ORDER THROUGH OUR WEBSITE. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES (see corresponding sections). THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Your use of ENRON.com, including any sub-domains thereof, affiliated websites, and mobile applications (collectively, the “Website”), which are owned and maintained by Enron Corporation (“Enron,” “we,” “our,” “us”), are governed by the policies, terms, and conditions set forth below. Please read them carefully. We offer the Website, including all information, tools, products, and services available from the Website to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here. By accessing, using, or placing an order over the Website, you agree to the terms set forth herein. If you do not agree to these terms and conditions in their entirety, you are not authorized to use the Website in any manner or form whatsoever.

THIS AGREEMENT CONTAINS ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL AND RIGHT TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN THE “DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER” SECTION OR IF YOU OPT-OUT. PLEASE CAREFULLY REVIEW THE “DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER” SECTION BELOW WHICH DESCRIBES YOUR RIGHT TO OPT-OUT.

You can review the most current version of the Terms at any time on this page. We reserve the right to update, change, or replace any part of these Terms by posting updates and/or changes to our Website. It is your responsibility to check this page periodically for changes. YOUR CONTINUED USE OF OR ACCESS TO THE WEBSITE FOLLOWING THE POSTING OF ANY CHANGES CONSTITUTES BINDING ACCEPTANCE OF THOSE CHANGES.

THE INFORMATION ON THE WEBSITE IS FIRST AMENDMENT PROTECTED PARODY, REPRESENTS PERFORMANCE ART, AND IS FOR ENTERTAINMENT PURPOSES ONLY.
WEBSITE USE

By using the Website and agreeing to these Terms, you represent that you are at least the age of majority in your state or province of residence.  If you use the Website, you affirm that you have the legal capacity to enter into a binding contract with us, have read this Agreement, and understand and agree to its terms.

PRIVACY & SECURITY DISCLOSURE

Our Privacy Policy may be viewed at Privacy Statement.  The Privacy Policy is incorporated into these Terms by reference and constitutes a part of these Terms.

GENERAL CONDITIONS AND WEBSITE USER CONDUCT RESTRICTIONS

All aspects of our Website are protected by U.S. and international copyright, trademark, and other intellectual property laws.  You do not acquire any ownership or other rights by downloading or using the Website or any material on it.

You agree not to use or attempt to use the Website or any products or services in any unlawful manner or for any unlawful purpose.  You further agree not to commit any unlawful act or attempt to commit any unlawful act on or through the Website including, but not limited to: (1) hacking and other digital or physical attacks on the Website; (2) publishing abusive, vulgar, obscene, or defamatory material; (3) soliciting others to perform or participate in any unlawful acts; (4) violating any international, federal, provincial or state regulations, rules, laws, or local ordinances; (5) infringing upon or violating our intellectual property rights or the intellectual property rights of others; (6) harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (7) submitting false or misleading information; (8) uploading or transmitting viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Website; (9) collecting or tracking the personal information of others; (10) interfering with or circumventing the security features of the Website; or (11) any other unlawful act.

Enron reserves the right to terminate your access to the Website or any of its services if it determines that you (1) do not comply with these Terms; (2) provide false, inaccurate, or incomplete information during our registration process; (3) engage in any conduct that would otherwise harm any of Enron’s rights or interests in its Website, services, or other property; or (4) for any or no reason whatsoever without prior notice to you. Enron may take any other actions necessary in this regard or seek any remedies permitted by law.

PRODUCTS SOLD FOR PERSONAL USE ONLY

You further agree that any products or services you purchase from Enron on or through the Website will be used for your personal, non-commercial use.  You agree that you will not resell, redistribute, modify, or export any product that you order from the Website.  We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION

While we endeavor to provide accurate and current information on our Website about our products, there may be information on our Website that contains typographical errors, inaccuracies, or omissions related to product descriptions, pricing, promotions, offers, product shipping charges, transit times, and availability.  We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders if any information on the Website or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We have made every effort to display as accurately as possible the colors and images of our products that appear on the Website. We cannot guarantee that your computer monitor's or other device’s display of any color will be accurate.

This Website may contain certain historical information.  Historical information, necessarily, is not current and is provided for your reference only.  We reserve the right to modify the contents of this Website at any time, but we have no obligation to update any information on our Website.  You agree that it is your responsibility to monitor changes to our Website.

The information on the website about Enron is First Amendment protected parody, represents performance art, and is for entertainment purposes only.

MODIFICATIONS TO THE WEBSITE AND PRICES

We reserve the right to modify or discontinue access to the Website (or any part or content thereof) without notice at any time.  We shall not be liable to you or to any third party for any modification, suspension, or discontinuance of access to the Website.  Certain products or services may be available exclusively online through the Website.  These products or services may have limited quantities and are subject to refund, return, or exchange only according to our shipping and refund return policies.

All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion.  Any offer for any product or service made on this Website is void where prohibited.
PAYMENT

All charges are in U.S. Dollars.

By submitting payment information to us, you represent and agree that: (i) you are fully authorized to use that card or account; (ii) all payment information provided is complete and accurate; (iii) you will be responsible for any payment card fees; and (iv) that sufficient funds exist to pay us the amount(s) due.

We and our third-party payment service providers may request, and we may receive, updated credit card information from your credit card issuer, such as updated card numbers and expiration date information when your credit card has expired.  If such updated information is provided to us and our third-party payment service providers, we will update your account information accordingly.  Your credit card issuer may give you the right to opt-out of providing vendors and third-party payment service providers with your updated credit card information.  If you wish to opt-out of your credit card’s updating service, you should contact your credit card issuer.

We are not responsible for any fees or charges that your bank or credit card issuer may apply.  If your bank or credit card issuer reverses a charge to your credit card, we may bill you directly and seek payment by another method including a mailed statement.

ORDER PLACEMENT AND ACCEPTANCE

Your electronic order confirmation, or any form of confirmation, does not signify our acceptance of your order.  We reserve the right to accept or deny shipment to anyone for any reason.  In the event we deny your order, you will receive a refund to your original form of payment.  You understand and agree that we will not be liable for any losses or damages that may result from our refusal to provide you any product or service.  We reserve the right to require additional information before processing any order.

SHIPPING

Enron ships to addresses in the United States and internationally. Unless otherwise stated on the Website at the time of purchase, if we ship you a physical product, we reserve the right to add applicable shipping and handling fees to your order. Unless otherwise stated, we will use commercially reasonable efforts to fulfill your order within a reasonable time after receipt of your properly completed and verified order. Accurate shipping address and phone number information is required.

Although we may provide delivery or shipment timeframes or dates, such dates are good-faith estimates and are subject to change. If your order will be delayed, we will contact you at the email address you provided when placing your order. If we are unable to contact you or you would like to cancel your order, we will cancel the order and refund the full amount charged. We shall not be liable for any loss, damage, cost, or expense related to any delay in shipment or delivery caused by any third party carrier or other delivery service not owned or controlled by us. The risk of loss and title for such items pass to you upon our delivery to any third party carrier.

If you discover that you have made a mistake with your order after it has been submitted, or wish to cancel your order after you placed it and before it has been shipped, please contact Customer Support by email at support@enron.com. You must contact us as soon as possible in order to modify or cancel your pending order. However, we cannot guarantee that we will be able to amend your order in accordance with your instructions. If your order has been shipped, please allow the product to be delivered and leave it unopened before returning.

DELIVERY CONFIRMATION

Because many instances may occur at your delivery address that are beyond our control, you agree that any delivery confirmation provided by the carrier is sufficient proof of delivery, even without a signature.

RETURN AND REFUND POLICY

All sales are final unless Enron ships you a damaged or defective product. If you believe you received a damaged or defective product you must notify Enron within 14 days of receiving the product. Our return policy only applies to non-sale items. However, sale items may be exchanged for store credit. Please note that return labels are subject to a charge. Original shipping fee, return shipping fees, and shipping protection are non-refundable and will not be credited should you elect a store credit in lieu of a refund. For additional questions about our policies, you may Contact Us.

SOCIAL MEDIA

This section applies to everyone who interacts with our social media presence, including comment sections, feeds, and other elements of social media presence viewable on Facebook, Instagram, YouTube, Pinterest, Twitter, Google+, LinkedIn, or any of the many other available external third-party social media platforms we may use (“Social Media Presence”).

The sites and platforms that host our Social Media Presence are not controlled by us and therefore have their own privacy policies and terms of use.  The comments and opinions expressed by users on social media are theirs alone and do not reflect the opinions of Enron, and we have no obligation to monitor or remove user comments.  If you see an offensive or inappropriate post or comment on our Social Media Presence, you should report it to the operator of the applicable site or platform using the procedures they have established for that purpose.

DISCLAIMER OF WARRANTIES

EXCEPT WHERE PROHIBITED BY LAW, THIS WEBSITE AND ALL PRODUCTS PROVIDED ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  WE MAKE NO, AND EXPRESSLY DISCLAIM ANY AND ALL, REPRESENTATIONS AND WARRANTIES AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY AND/OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE.  WE DO NOT REPRESENT OR WARRANT, AND EXPRESSLY DISCLAIM THAT: (A) OUR PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED THROUGH THE WEBSITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, OR (B) THE WEBSITE OR THE SERVER(S) THAT MAKE THE WEBSITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT OF THIRD-PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
DISCLAIMER OF LIABILITIES

EXCEPT WHERE PROHIBITED BY LAW, IN NO EVENT SHALL ENRON OR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, AND/OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES, FEES, COSTS OR CLAIMS ARISING FROM OR RELATED TO THIS AGREEMENT, THE PRIVACY POLICY, THE PRODUCTS, OR YOUR OR A THIRD-PARTY’S USE OR ATTEMPTED USE OF THE WEBSITE OR ANY PRODUCT, REGARDLESS OF WHETHER ENRON HAS HAD NOTICE OF THE POSSIBILITY OF SUCH DAMAGES, FEES, COSTS, OR CLAIMS.  THIS INCLUDES, WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, PERSONAL INJURY OR DEATH, COST OF PROCUREMENT OF SUBSTITUTE SERVICES OR PRODUCTS, OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR OTHER DAMAGES.  THIS APPLIES REGARDLESS OF THE MANNER IN WHICH DAMAGES ARE ALLEGEDLY CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, OR OTHERWISE.  IF, NOTWITHSTANDING THE LIMITATIONS OF LIABILITY SET FORTH ABOVE, ENRON IS FOUND LIABLE UNDER ANY THEORY, ENRON’s LIABILITY AND YOUR EXCLUSIVE REMEDY WILL BE LIMITED TO USD $500.00.  THIS LIMITATION OF LIABILITY SHALL APPLY FOR ALL CLAIMS, REGARDLESS OF WHETHER ENRON WAS AWARE OF OR ADVISED IN ADVANCE OF THE POSSIBILITY OF DAMAGES OR SUCH CLAIMS.  SOME STATES DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS.
DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER

PLEASE READ THIS PROVISION CAREFULLY; IT REQUIRES YOU TO ARBITRATE ANY DISPUTE OR CLAIM BETWEEN YOU AND ENRON ON AN INDIVIDUAL BASIS.

YOU AGREE THAT ANY DISPUTE OR CLAIM ARISING FROM OR RELATING TO THIS ARBITRATION PROVISION, ENRON’S PRIVACY POLICY OR TERMS, ENRON’S ADVERTISING OR MARKETING PRACTICES, ENRON’S PRODUCTS OR SERVICES, OR THE RELATIONSHIP BETWEEN YOU AND US SHALL BE SUBMITTED TO BINDING, FINAL, AND CONFIDENTIAL ARBITRATION BEFORE A SINGLE ARBITRATOR ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) UNDER ITS CONSUMER ARBITRATION RULES. THIS ARBITRATION PROVISION SHALL BE GOVERNED BY THE FEDERAL ARBITRATION ACT (“FAA”), 9 U.S.C. §§ 1-16, AND THE ARBITRATOR SHALL BE BOUND BY THE TERMS OF THIS ARBITRATION PROVISION. THE ARBITRATOR SHALL HAVE THE EXCLUSIVE AND SOLE AUTHORITY FOR DETERMINING WHETHER A DISPUTE OR CLAIM IS ARBITRABLE. THE ARBITRATOR SHALL FOLLOW APPLICABLE SUBSTANTIVE LAW OF THE STATE OF DELAWARE TO THE EXTENT CONSISTENT WITH THE FAA, AND SHALL BE AUTHORIZED TO AWARD ALL REMEDIES AVAILABLE IN AN INDIVIDUAL LAWSUIT UNDER SUBSTANTIVE LAW, INCLUDING, WITHOUT LIMITATION, COMPENSATORY, STATUTORY AND PUNITIVE DAMAGES, DECLARATIVE, INJUNCTIVE AND OTHER EQUITABLE RELIEF, INCLUDING PUBLIC INJUNCTIVE RELIEF, AND ATTORNEYS’ FEES AND COSTS WHERE AVAILABLE UNDER APPLICABLE SUBSTANTIVE LAW. THE ARBITRATOR MAY ONLY RESOLVE DISPUTES OR CLAIMS BETWEEN YOU AND ENRON AND MAY NOT CONSOLIDATE CLAIMS OR PROCEEDINGS WITHOUT ENRON’S CONSENT. THE ARBITRATOR MAY NOT HEAR CLASS OR REPRESENTATIVE CLAIMS OR REQUESTS FOR RELIEF ON BEHALF OF OTHER INDIVIDUALS. IF A COURT OR ARBITRATOR DECIDES THAT ANY PART OF THIS AGREEMENT TO ARBITRATE CANNOT BE ENFORCED AS TO A PARTICULAR CLAIM FOR RELIEF OR REMEDY, THEN THAT CLAIM OR REMEDY (AND ONLY THAT CLAIM OR REMEDY) MUST BE BROUGHT IN COURT AND ANY OTHER CLAIMS MUST BE ARBITRATED.

NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, YOU AGREE THAT ENRON HAS THE RIGHT TO BRING A CLAIM AGAINST YOU IN THE STATE OR FEDERAL COURTS OF DELAWARE FOR INJUNCTIVE RELIEF, EQUITABLE RELIEF, OR OTHERWISE ARISING FROM ANY POTENTIAL OR ACTUAL MISAPPROPRIATION OR INFRINGEMENT OF ENRON’S INTELLECTUAL PROPERTY RIGHTS AND YOU AGREE THAT VENUE IS PROPER AND THAT YOU ARE SUBJECT TO PERSONAL JURISDICTION IN SUCH FORUM, AND FOREVER WAIVE ANY CHALLENGE TO SAID COURTS’ JURISDICTION AND VENUE.

UNLESS YOU TIMELY OPT-OUT, YOU WILL NOT HAVE THE RIGHT TO: (A) HAVE A COURT OR JURY DECIDE YOUR DISPUTE OR CLAIM; (B) OBTAIN INFORMATION PRIOR TO THE HEARING TO THE SAME EXTENT THAT YOU WOULD HAVE IN COURT; (C) PARTICIPATE IN A CLASS ACTION IN COURT OR IN ARBITRATION, EITHER AS A CLASS REPRESENTATIVE, CLASS MEMBER, OR CLASS OPPONENT; (D) ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN ARBITRATION; OR (E) JOIN OR CONSOLIDATE YOUR DISPUTE OR CLAIM WITH THE DISPUTE OR CLAIM OF ANY OTHER PERSON.  OTHER RIGHTS THAT YOU WOULD HAVE HAD IF YOU WENT TO COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION.

YOU MAY OPT OUT OF ARBITRATION WITHIN 30 DAYS OF THE DATE THAT YOU FIRST ACCESSED, FIRST ATTEMPTED TO ACCESS OR PURCHASED A PRODUCT OR SERVICE THROUGH ENRON’S WEBSITE, WHICHEVER WAS EARLIER, BY CONTACTING US AT SUPPORT@ENRON.COM, ATTN. LEGAL DEPARTMENT, STATING YOUR NAME, THE DATE YOU FIRST ACCESSED OR FIRST ATTEMPTED TO ACCESS THE WEBSITE, OR THE NAME OF THE PRODUCT YOU PURCHASED, AND YOUR INTENT TO OPT OUT OF ARBITRATION.  
INDEMNIFICATION

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Enron, its parents, subsidiaries, predecessors, successors and affiliates, and their respective partners, officers, directors, agents, representatives, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, from and against any and all claims, actions, losses, liabilities, damages, expenses, demands and costs of any kind, including, but not limited to, reasonable attorneys’ fees, arising out of, resulting from, or in any way connected with or related to (1) your breach of these Terms, the documents they incorporate by reference, or the Agreement; (2) your breach of any representations or warranties in this Agreement; or (3) your violation of any law or the rights of a third-party.

THIRD-PARTY WEBSITES AND LINKS

Our Website may include materials from third-parties or links to third-party websites.  We are not liable for any third-party materials or websites.  We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites.  Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction.  Complaints, claims, concerns, or questions regarding third-party products should be directed to the applicable third-party. 

TESTIMONIALS, REVIEWS, AND OTHER SUBMISSIONS

Enron is pleased to hear from users and customers and welcomes your comments regarding our services and products. You agree that anything you submit or post to the Website and/or provide us, including without limitation, photographs, testimonials, ideas, know-how, techniques, questions, reviews, comments, and suggestions (collectively, “Submissions”) is and will be treated as non-confidential and nonproprietary, and that we shall have the royalty-free, worldwide, perpetual, irrevocable, and transferable right to use, copy, distribute, display, publish, perform, sell, lease, transmit, adapt, and create derivative works from such Submissions by any means and in any form. You agree that any Submission that you provide us is true and accurate in all respects and does not infringe or interfere with the intellectual property rights of any third party. You agree that Enron may use a Submission, in whole or in part, together with the name of the person submitting it. You agree that Submissions, including testimonials, may be used for any form of advertising relating to Enron’s products or services, in printed and online media, as Enron determines in its absolute discretion.  These testimonials do not represent the generally expected user experience.

 DIGITAL MILLENNIUM COPYRIGHT ACT NOTICE; INTELLECTUAL PROPERTY RIGHTS DMCA Notice

You may contact our agent for notice of claimed infringement specified above with complaints regarding allegedly infringing posted material and we will investigate those complaints.  If the posted material is believed in good faith by us to violate any applicable law, we will remove or disable access to any such material, and we will notify the posting party that the material has been blocked or removed.

In notifying us of alleged copyright infringement, the Digital Millennium Copyright Act requires that you include the following information: (i) description of the copyrighted work that is the subject of claimed infringement; (ii) description of the infringing material and information sufficient to permit us to locate the alleged material; (iii) contact information for you, including your address, telephone number and/or email address; (iv) a statement by you that you have a good faith belief that the material in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (v) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (vi) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf.  Failure to include all of the above-listed information may result in the delay of the processing of your complaint.
Intellectual Property Rights, License

The audio and video materials, images, photographs, articles, opinions, and other text, graphics, illustrations, logos, depictions, layouts, compilations, designs, interfaces, digital downloads, software, data compilations and other content associated with the Website (the “Content”) are owned or licensed by and to Enron or other authorized third parties and are protected by intellectual property, copyright, trademark, trade dress and other laws in the U.S. and in other countries. You must comply with all such laws and applicable copyright, trademark or other legal notices or restrictions. You shall not remove or alter any copyright, trademark, or other legal notices marked on the Content. As between you and Enron, we will retain all right, title, and interest in and to the Website and the Content. No transfer of ownership to any portion of the Content shall be made as a result of any access you are granted. Except as expressly set forth in these Terms or expressly granted to you in writing by Enron, no rights are granted to you. You agree to abide by any and all additional copyright notices, information or restrictions contained in any part of the Website. The compilation of the Content on the Website is the exclusive property of Enron.

You are only permitted to access and view the Content for personal, non-commercial purposes in accordance with these Terms, and may not build a business or other enterprise utilizing any of the Content, whether for profit or not. Except as provided in these Terms or otherwise expressly authorized by us in writing, you may not (either directly or through the use of any software, device, internet site, web-based service or other means) download, stream capture, store in a database, archive or otherwise copy any part of the Website or Content; upload, sell, rent, lease, lend, broadcast, transmit or otherwise disseminate, distribute, display or perform any part of the Website or Content; license or sublicense any part of the Website or Content; or in any way exploit any part of the Website or Content. In addition, except as provided in these Terms or otherwise expressly authorized by us in writing, you are strictly prohibited from modifying Content; creating, distributing or advertising an index of any significant portion of the Content; or otherwise creating derivative works or materials that otherwise are derived from or based in any way on the Content, including mash-ups and similar videos, montages, translations, desktop themes, fonts, icons, wallpaper, greeting cards, and merchandise. This prohibition from creating derivative works is applicable even if you intend to give away the derivative material free of charge.

Copyright

The copyright in all materials provided on the Website is owned by Enron or its affiliate(s). Except as stated herein, none of the material contained in the Website may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without the prior written consent of Enron. Permission is hereby granted to view, copy, print and download the materials on the Website for personal, noncommercial use only, provided such materials are used solely for informational purposes, and all copies, or portions thereof, include this copyright notice. Enron may revoke any of the foregoing rights at any time. You may not, without Enron’s prior written consent, "mirror" any material contained on the Website on any other server. Upon termination of any rights extended hereunder, you must immediately destroy any downloaded and printed materials obtained from any Website. Any unauthorized use of any material contained on the Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Trademarks

The trademarks, service marks and logos ("Trademarks") used and displayed on the Website are registered or unregistered Trademarks of Enron. Nothing on the Website shall be construed as granting, by implication, estoppel or otherwise any license or right to use any Trademark displayed on the Website without the prior written consent of the Trademark owner. The name of Enron or any Trademark may not be used in any way including in any advertising or publicity pertaining to distribution of materials on the Website without the prior written consent of Enron. Enron prohibits the use of any Enron logo and Trademark as a "hot" link to any web site unless establishment of such link is approved in advance by Enron in writing.

 ELECTRONIC COMMUNICATIONS

You agree that we may communicate electronically with you and that such communications, as well as notices, disclosures, agreements, and other communications that we provide to you electronically, are equivalent to communications in writing and shall have the same force and effect as if they were in writing and signed by the party sending the communication.
ASSIGNMENT

You may not assign any of your rights under these Terms, and any such attempt will be null and void.  Enron and its affiliates may, in their individual discretion, transfer, without further consent or notification, all contractual rights and obligations pursuant to these Terms if some or all of Enron’s business is transferred to another entity by way of merger, sale of its assets or otherwise. 

NO WAIVER

No waiver by Enron of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure by Enron to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

 

SEVERABILITY

In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms.  Such determination shall not affect the validity and enforceability of any other remaining provisions.

TERMINATION

In the event that we terminate this Agreement, Sections titled “Website Use” through “Modifications to the Website and Prices,” Sections titled “Social Media” through “Indemnification,” Sections titled “Testimonials, Reviews, and other Submissions” through “Entire Agreement,” as well as any representations, warranties, and other obligations made or taken by you, shall survive the termination of this Agreement.

ENTIRE AGREEMENT

These Terms, the Agreement, and any policies or operating rules posted by us on the Website or in respect to the Website constitute the entire agreement and understanding between you and Enron, and supersedes and replaces any prior or contemporaneous agreements.  Any ambiguities in the interpretation of these Terms or the Agreement shall not be construed against the drafting party.
QUESTIONS OR ADDITIONAL INFORMATION

Please Contact Us if you have any questions concerning your purchase.  Additional information can be located on our Website..."

 

--> www.FedPrimeRate.com Privacy Policy <-- --> SITEMAP <--

Another Part-Time Job-Opportunity Scam on WhatsApp®, with Voice Message; Probable Repeat Offender

I'm pretty sure this is the same WhatsApp® scammer I wrote about before.

Her "name" is Anna, and her number on WhatsApp is +1 (213) 828-6634.

She mentions Onin Staffing, which is a real employment agency, with branches all over the United States (ONINSTAFFING.COM). 

But this is just part of her game.

The scam domains this time around, are:

     > 📛💣NOETICMARKETERC.COM💣📛 <
      > 💣📛 NOETICMARKETERA.COM📛💣 <

Anna included a short voice message this time.  Here's a link to the audio file.  She sounds Asian:

                       >>>  ANNA, The SCAMMER <<<

The full text is below....Rich with lots of scammy details.  And, once again, it all seems quite legit. 

But I just had to highlight these two items, because they are HILARIOUS!

• "OK.  May I know your name maybe we can be good friends in future..." 😀😂😀

• "After all the work is done, you can immediately withdraw the commission profit you deserve." 😂😀😂

[ANNA -- THE SCAMMER --  11:33 AM] +1 (213) 828-6634: Hello, my name is Anna. I work for Noetic Marketer and Madison from Onin Staffing told me that you are interested in the part time job we are offering, please let me know when you are available and I would like us to keep a good communication!

[ANNA -- THE SCAMMER --  12:54 PM] +1 (213) 828-6634: Nice to see you. My name is Anna.

       [ME] : Hello. I am ready to get started.  Any more details for me?  RSVP.  Thanks.

[ANNA -- THE SCAMMER --  12:55 PM] +1 (213) 828-6634: Yes, I will share job descriptions with you

[ANNA -- THE SCAMMER --  12:57 PM] +1 (213) 828-6634: I would like to introduce you to a part-time job. Work from home kind of thing. You can do it in 30-60 minutes a day. After two consecutive days of work, you will receive a base salary of $100-400.

[ANNA -- THE SCAMMER --  1:01 PM] +1 (213) 828-6634: This part-time job does not require any skills or experience. You only need a mobile phone or computer to complete this job at any time and in any area you feel comfortable. It will also bring you a good income.

[ANNA -- THE SCAMMER --  2:02 PM] +1 (213) 828-6634: Honey, are you busy?

[ANNA -- THE SCAMMER --  4:45 PM] +1 (213) 828-6634: Do you have time?

       [ME] : Always busy.  But I am here, and reading all that you are sending me.  Need all necessary information on your opportunity....Thank you....

[ANNA -- THE SCAMMER --  4:48 PM] +1 (213) 828-6634: Our job is to help merchants on large e-commerce platforms such as Amazon/eBay maintain and optimize their products, thereby helping them maximize the retail value of their products so that their products will be displayed first when consumers purchasing goods.

[ANNA -- THE SCAMMER --  4:51 PM] +1 (213) 828-6634: Our company uses artificial intelligence to connect merchants’ products to our workbench, helping them maintain their products faster. Generally, it takes 1-7 days to complete maintenance on a product. Using the artificial intelligence developed by our company, all employees can complete the maintenance of a product in 1-5 seconds. You can think of it as us making money by compressing time through  AI.
[ANNA -- THE SCAMMER --  4:55 PM] +1 (213) 828-6634: The work is simple, as I explained we only need to click on "Start" and then "Submit", and the platform AI system will automatically utilize advanced algorithms to interact with online shopping platforms and handle the rest of the work. Our job is to repeat the process seamleassly.

[ANNA -- THE SCAMMER --  5:09 PM] +1 (213) 828-6634: Can you understand clearly when  I introduce it this way? If you have any questions you can ask me right away.

[ANNA -- THE SCAMMER --  5:37 PM] +1 (213) 828-6634: we can earn a salary and also a daily commission from this job .
The first part is a fixed salary. If you complete 3 sets of tasks every day and work for 2 consecutive days, you will receive a salary of 100-400 US dollars. The difference in salary is based on the employee level.

[ANNA -- THE SCAMMER --  5:54 PM] +1 (213) 828-6634: The second part is that you will get a commission for every product maintenance you complete, depending on the value of the products matched in your account, you can get a commission of 30-1200 US dollars per day, which also depends on your employee level. The higher the employee level, the more commissions you get.

[ANNA -- THE SCAMMER --  6:21 PM] +1 (213) 828-6634: Can you understand well what I am explaining?

[ANNA -- THE SCAMMER --  7:28 PM] +1 (213) 828-6634: Junior employees can complete three sets of tasks per day, 40 times per set of tasks, and can receive 100 USDT for completing work for two consecutive days. Intermediate employees can complete four sets of tasks per day, 45 times per set of tasks, and can receive 200 USDT for completing work for two consecutive days. Senior employees can complete five sets of tasks per day, 50 times per set of tasks, and can receive 300 USDT for completing work for two consecutive days. Mentor employees can complete six sets of tasks per day, 55 times per set of tasks, and can receive 400 USDT for completing work for two consecutive days.

[ANNA -- THE SCAMMER --  7:35 PM] +1 (213) 828-6634: I hope you can understand my work. May I know what your occupation is? I will be able to communicate better without interrupting your working hours.

[ANNA -- THE SCAMMER --  9:54 PM] +1 (213) 828-6634: I understand you are busy today. We can discuss further tomorrow. good night.

[ANNA -- THE SCAMMER --  11:05 AM] +1 (213) 828-6634: Good morning

[ANNA -- THE SCAMMER --  12:43 PM] +1 (213) 828-6634: Hi, Do you have time?

[ANNA -- THE SCAMMER --  12:45 PM] +1 (213) 828-6634: Can you understand the work we discussed yesterday? If you don't understand, you can ask me.

       [ME] : Hi.  So what do you need from me right now? I'd like to get started ASAP...

[ANNA -- THE SCAMMER --  1:00 PM] +1 (213) 828-6634: May I know your name maybe we can be good friends in future.

[ANNA -- THE SCAMMER --  1:01 PM] +1 (213) 828-6634: My name is Anna.

[ANNA -- THE SCAMMER --  1:15 PM] +1 (213) 828-6634: There are different commissions for each employee at different levels. Beginner commission is 0.45%.
Intermediate commission is 0.65%. Advanced commission is 0.85%. Mentor commission is 1.05%. Well let me know when you have time. We can start practicing. Don't worry, the training can be completed in 30-45 minutes. After all the work is done, you can immediately withdraw the commission profit you deserve.

After you register on our job website let me know and I will guide you best.

You can click on the link below and register a work account using the invitation code i send you.

• Workbench Website: Noeticmarketera.com📛💣📛

• Noeticmarketerc.com📛💣📛

• Invitation code：P9HW4G 📛💣📛

If you have 30-45 minutes now we can start the training session now.

There are different commissions for each employee at different levels. Beginner commission is 0.45%. Intermediate commission is 0.65%. Advanced commission is 0.85%. Mentor commission is 1.05%.

OK.  May I know your name maybe we can be good friends in future...

The "training session" mentioned in the above 👆 WhatsApp conversation is not only a complete waste of time, but it's also how the scammers trick you into giving them sensitive information about yourself. 

These scammers like to use free phone numbers, of course.

So I've noticed that Google® has made some changes, new moves in their never-ending war against the spam + scam crowd.

• Getting a free phone number with Google Voice used to be free.
  
  Now you have to have an "Existing US-based mobile phone number" to get one.
  
  I don't know of any free mobile-phone plans in the USA.  If you, the reader, know of any, please add a comment below with details.  And thank you!
  
  
• And if you want to create a new GMail account, you'll have to confirm that you're not a robot.  How?  A text message sent to your not-free mobile phone number, of course.
  

Google (Gmail) accounts with the right username can (the part before the "@" symbol) do much to aid tricksters in their craft. 

Ending the 100% free nature of these accounts is the right thing to do.  Hopefully, all you honest folks out there have already created all the Google accounts you need...

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The Latest "Job Opportunity" Scam via WhatsAPP® and LinkedIN® Accounts...

The scammer goes by the name "Alexia," and his/her phone number on WhatsAPP
-- (www.WhatsAPP.com) --
in this instance is +1 (650) 613-5608

This scam artist got my number at LinkedIN.com
 

My phone number is listed publicly there for all to see. It's not a real threat because it's a free voice over IP (VOIP) number, provided by a reliable VOIP provider

========

[9/12/2024 12:01 PM] SCAMMER: Hello! I am Alexia, I heard from Leslie that you are looking for a job, do you have time to learn more about this position?

[9/12/2024 12:38 PM] -ME- : OK

[9/12/2024 12:41 PM] SCAMMER: Ok, thanks for your response. Let me explain the details of a job to you now. If you have any questions, you can ask me.

[9/12/2024 12:41 PM] -ME- : OK

[9/12/2024 12:44 PM] SCAMMER: Our company specializes in hotel bookings and offers various assessment roles. We have developed a work platform equipped with an advanced algorithm that enhances the visibility of hotel bookings we manage. This system helps generate real traffic and improve the ranking of hotels that have recently experienced higher occupancy rates.

[9/12/2024 12:55 PM] -ME- : OK

[9/12/2024 12:58 PM] SCAMMER: okay, now let me tell you what you need to do.

[9/12/2024 12:59 PM] -ME- : OK

[9/12/2024 1:03 PM] SCAMMER: In this position, you’ll need to complete two sets of tasks daily, each set consist with 40 hotel orders. The system will assign these orders to you, and all you need to do is click "Submit" to upload them. The system will then handle the rest by analyzing and processing the orders based on each user's unique network IP and process them accordingly.

[9/12/2024 1:44 PM] -ME- : So the job is just clicking [SUBMIT]?

[9/12/2024 1:47 PM] SCAMMER: Yes but it plays a crucial role in improving the visibility and ranking of hotel bookings. Your work helps ensure that the system can accurately process and analyze the data, which in turn supports better outcomes for the hotels we work with.

[9/12/2024 2:01 PM] -ME- : OK

[9/12/2024 2:06 PM] SCAMMER: Great, Now if you don’t have any other questions about the content of the position, then let me tell you about your job income and start training, ok?
[9/12/2024 2:08 PM] -ME- : OK

[9/12/2024 2:14 PM] SCAMMER: Your total income includes a basic salary plus commission. You earn commission by completing two sets of evaluation tasks each day. For each hotel order, you can earn between 0.25% to 1% commission. For example, if you evaluate orders worth $100, you could earn up to $20 in commission from completing two sets of tasks.

[9/12/2024 2:17 PM] SCAMMER: And the basic salary is calculated based on the number of consecutive working days after completing two sets of work. The salary structure is as follows:
3 days: $160
5 days: $500
15 days: $1,200
30 days: $3,300
In total, if you work continuously for 30 days, you would earn $5,160.

[9/12/2024 2:18 PM] : OK

[9/12/2024 2:20 PM] SCAMMER: Btw, do you use a wallet similar to cashapp? For example, Metamask, Trustwallet, or Paypal. This kind of wallet is convenient for us to receive our commissions and salary after completing our task every day.

[9/12/2024 2:22 PM] : Receiving or remitting? I'm a bit confused...

[9/12/2024 2:23 PM] SCAMMER: I mentioned you there receive, then why you are confused?

[9/12/2024 2:25 PM] SCAMMER: Have you used any of these?

[9/12/2024 6:02 PM] SCAMMER: Good Evening! As the sun sets, let your worries fade. Every ending is a chance for a new beginning. Embrace the possibilities that lie ahead!

[9/12/2024 9:18 PM] -ME- : Metamask, Trustwallet, or Paypal? Yes.

[9/12/2024 9:27 PM] SCAMMER: Do you have all of these wallets?

[9/12/2024 9:27 PM] -ME- : PayPal

[9/12/2024 9:32 PM] SCAMMER: OK, Now if there are no problems, I'll provide you with an online training and let you operate a set of assessment tasks on the platform. I will guide you on how to complete it and get 20% commission for training.

[9/12/2024 9:41 PM] -ME- : OK

[9/13/2024 10:16 AM] +1 (650) 613-5608: Good Morning How's your day going?

[9/13/2024 10:17 AM] +1 (650) 613-5608: OK, now you need to open the platform URL and use my invitation code to register your own account. Please let me know after you complete the registration.

URL: BOOKINGONVIP.COM
Invitation Code: ZIMN27

[9/13/2024 11:10 AM] : Please see that attached screen shot. It is what I got when I tried to visit the URL you just sent me....🤷🏼‍♂

[9/13/2024 12:06 PM] SCAMMER: Sorry, I forgot to mention that our platform has been updated, so the platform URL has also changed. Can you use this: https://booking-vip.top

=========

👉 THIS MESSAGE WAS SENT THE NEXT DAY: Good Afternoon! 🎉 Weekends are for dreaming big and making plans. Use today to set new goals and get excited about the possibilities ahead. The best is yet to come! 🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡

=========

As you can see, this scam artist throws in lots of detail, with numbers 💸🤔💰🤔💸.  Seems almost legit, doesn't it? 😡

The deceptive domains even have "https://" encryption...Because Internet baddies need to watch out for scammers too!

• NB: www.Booking.com is a 100% legitimate website.

This and other scam artists use fake / deceptive / scam domain names to trick people.

The scam domains in this case are -- and PLEASE DON'T VISIT THESE DOMAINS! THEY ARE DANGEROUS! -- ⧨👇⧩ :

> 📛💣📛💣 Booking-VIP.TOP📛💣📛💣 <
   > 💣📛💣 BookingOnVIP.COM💣📛💣 <

These deceptive domains even have "https://" encryption...Because Internet baddies need to watch out for scammers too! 🤮

==========

UPDATE: Tuesday, September 17, 2024, 2:53 PM EST - The scammer has not let up.  He/she just sent me this BS motivational message on WhatsAPP:

"Good afternoon! Remember, every small step you take today is a step closer to your bigger dreams. Keep moving forward!"

🤔: Perhaps this scammer just finished browsing a Tony Robbins book or something.  RIDICULOUS!  Like these words are going to make me more likely to fall for this scam. 100% CRAZY!

I'll probably be back with another update soon.  I have a feeling this person is not going to quit!  Stay tuned...

===========

UPDATE: Wednesday, September 18, 2024, 7:53 PM EST - The latest message on WhatsApp, from the same scammer:

-------------------

All good.

Due to maintenance, the URL for Booking.com has changed.
Therefore you can use this URL and use my invitation code to register your account.

URL : https://www.hotelwnnvip.com

Invitation Code : ZIMN27

-------------------

And this is how these scammers keep their scams going ad infinitum.  A fresh, new domain name, with the same scam setup.

    > 📛💣📛 HOTELWNNVIP.COM 💣📛💣 <

MAMA MIA!

The scammer's persistence continues!

I guess all the major browser makers out there are onto this scumbag. They are blocking his/her/their every move, and fast...

===============

WHOIS info:

Domain Name: HOTELWNNVIP.COM
Registry Domain ID: 2916711082_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.gname.com
Registrar URL: http://www.gname.com
Updated Date: 2024-09-13T21:53:23Z
Creation Date: 2024-09-13T21:53:23Z
Registry Expiry Date: 2025-09-13T21:53:23Z

==============

One of the reasons I registered my most important domain names for the maximum time frame -- 10 years -- and continue to add more time whenever I am able, is to send a strong signal to the search engines and browser makers: My domain names and I are 100% legit!

A domain name that is registered for 10 years shouldn't be treated the same as one that is registered at the bare minimum.  Makes sense...

Stay tuned! 

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My Former Web Host, LIQUIDWEB.com, Is Trying To Scam Me...

LIQUIDWEB.com is trying to scam me.  It has been more than two (2) years since I stopped hosting my websites with them.

And now they are trying to convince me that I owe them $169.60!  Here's the content of the email they sent me:

"...Re: Liquid Web LLC - Collections Notification - Total Amount Due as of 17 Jun 2024: $169.60

Dear [REDACTED],

Despite our previous reminders, the above amount due remains unpaid and will be turned over for collections activity. As such, we would appreciate you making this payment as soon as possible.

As of this date, your charges for your Liquid Web account  [REDACTED] is $169.60. Liquid Web provided those services in good faith and has notified you through several methods that your payment was past due.

Under Section 3 of Liquid Web's Terms of Service, you agreed to make payment when due. Further, Liquid Web is entitled to recover all of its expenses, including attorneys' fees, in connection with collection of your obligations. In addition, interest continues to accrue on the unpaid balance at the rate of 1.5% per month.

To avoid additional cost and interest, please remit payment within ten (10) days of receipt of this letter in the amount of $169.60, by logging into your account with your username [REDACTED] at https://www.liquidweb.com/, or by forwarding a check to my attention at the address below, made payable to Liquid Web.

If you believe these charges are inaccurate or would like to work with us to make payment arrangements, please contact us by email at collections@liquidweb.com.

Very truly yours,

Kristie Bakkal
General Counsel

2703 Ena Drive,
Lansing, MI 48917
LiquidWeb.com..."

And I see that they've been at it for a long time.  Check out the many horror stories on YELP.com.

How on Earth do they stay in business??? Their customer service is 100% atrocious, and they charge way too much for web hosting.

They attempted to raise my monthly rate, at which point I decided to look around and see what other hosts were offering.

Hosting is a very easy business, so there are unnumbered hosts out there...So my search took me a while.

And where did I find the best deal I've ever seen?

It was right under my nose the entire time! Best pricing in the universe, according to my findings, turned out to be NameCheap.com*...And NameCheap is where I already had a few domain names registered!

Did I feel kinda' silly?  You betcha'!

Hosting companies rely on their customers not bothering to shop around for a better deal once they've setup an account.  It's a classic case of business inertia.  And I was 100% guilty of this.

So, in conclusion: Shame on you LIQUIDWEB! Shame, shame, SHAME!!!

NameCheap hosting is, by a long shot, MASSIVELY cheaper than LIQUIDWEB...So shame, Shame SHAME on me too, for falling asleep at the web-hosting wheel!

AND NameCheap customer service is both first class AND available online 24/7/365, via live webchat.  Very recently, I had issues installing a new SSL certificate, and I was able to get live help and a quick solution in the middle of the night (EST USA.)

* = This is not a sponsored post.  I received neither discounts nor remuneration of any kind, for mentioning NameCheap.com in this blog entry.

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www.FedPrimeRate.com: Emergency! Can I Borrow Your Phone SCAM

www.FedPrimeRate.com: Emergency! Can I Borrow Your Phone SCAM...

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www.FedPrimeRate.com: Banking SCAM ALERT, Part 1

 www.FedPrimeRate.com: Banking SCAM ALERT, Part 1

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SCAM ALERT: How to Avoid Banking And Other Trending Scams; Know The Red Flags

From the good folks at Bank of America:

Be Aware Of A Trending Zelle® Payment Scam

Beware of scammers impersonating banks and fraud departments. By spoofing legitimate phone numbers to call or text you, the requests can be very convincing. While Bank of America may send you a text to validate unusual activity, we will never contact you to request that you send money using Zelle® to anyone, including yourself or to share a code to resolve fraud.

Here's What Happens:

• You receive a text that looks like a Bank of America suspicious activity alert.
  
  
• If you respond to the text, you've engaged the scammer and will receive a call from a number that appears to be from a bank.
  
  
• The “representative” or scammer will offer to help stop the alleged fraud by asking you to send money to yourself with Zelle®.
  
  
• Then, they ask you for a one time code you just received from a bank. If you give them that code, they will use it to enroll their bank account with Zelle® using your email or phone number.
  
  
• The scammer now has the ability to receive your money in their account.

Being vigilant is your first line of defense; here's how to help stay protected:

• Don't be pressured to act immediately — this is what scammers want you to do.
  
  
• Don't trust caller ID — it's not always who it says it is.
  
  
• Don't share codes based on a call you receive.

To learn more, watch this educational video layer from Zelle®

===========

Know The Scams That May Follow A Natural Disaster

Watch out for fake contractors. Following a disaster, unlicensed contractors will canvas the impacted areas promising to get clean up or repairs done quickly. They may ask for payment up front and not show up to do the work, or have you sign a contract that redirects insurance payouts to them and not you.

• Do your research; get multiple quotes for comparison, and make sure the contractors are licensed.
  
  
• Use caution if you're pressured to pay up front for the job or sign over the insurance claim. Contractors may try to offer special deals that seem too good to be true.
  

===========

CLICK HERE for much more from this
highly informative Bank of America article.

===========

#SCAMS #SCAMMERS #FRAUD #ZELLE #BofA #SCAMALERT #NEWSCAMALERT #REDFLAGS #SCAMAVOIDANCE #AVOIDSCAMS #FedPrimeRate #PHONESCAMS #EMAILSCAMS #TEXTSCAMS #BANKOFAMERICA #PHISHING #PHISHINGSCAMS #BANKSCAMS #BANKS #BANKINGSCAMS

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My Uncle Got Sucked Into A "Home Depot" Phishing Scam

So, I am on WhatsApp, checking out some family conversations, when I receive a message from my uncle.  Message reads:

"The Home Depot 40th Anniversary.  Click to enter to participate in the survey.  Have a chance to win $ 8,000! BeneficialYear.TOP"

Right away, red flags go up.  Looks extremely suspicious, but I click the link anyway, because I want to see what the scam looks like, so that I can warn others.

Here's a capture of the URL, and the page it took me to:

www.FedPrimeRate.com: Phishing Scam Image 1

=======

When I reloaded the page, I was taken to a totally different URL:

www.FedPrimeRate.com: Phishing Scam Image 2

First of all, if this is a survey from The Home Depot, then why on Earth would I be redirected to 2 different URLs? And why would one of the domain names use a .CN top level name, meaning it's registered in China?

Moreover: all the navigation links don't work, and the same if you try to "up" or "down" vote in the comments section.

As I investigated further, I found that Firefox is aware, and warning folks:

www.FedPrimeRate.com:
Mozilla FireFox Warning
- Deceptive Site Ahead

=======

Please people: don't forward suspicious messages to friends and family without checking them out.  You could end up doing serious harm to people you care about.

>>>   CLICK HERE FOR MORE SAFETY WARNINGS   <<<

>>>   CLICK HERE for SCAM ALERT: HOW TO AVOID BANKING AND OTHER TRENDING SCAMS; KNOW THE RED FLAGS   <<<

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Business Email Compromise (BEC) Scams

This one is costing both companies and individuals big $$$$.  The scams never end.

From the FBI website:

"...Business Email Compromise

Business email compromise (BEC) — also known as email account compromise (EAC) — is one of the most financially damaging online crimes. It exploits the fact that so many of us rely on email to conduct business — both personal and professional.

In a BEC scam, criminals send an email message that appears to come from a known source making a legitimate request, like in these examples:

• A vendor your company regularly deals with sends an invoice with an updated mailing address.
  

• A company CEO asks her assistant to purchase dozens of gift cards to send out as employee rewards. She asks for the serial numbers so she can email them out right away.
  

• A homebuyer receives a message from his title company with instructions on how to wire his down payment.

 

Versions of these scenarios happened to real victims. All the messages were fake. And in each case, thousands—or even hundreds of thousands—of dollars were sent to criminals instead.

How Criminals Carry Out BEC Scams

A scammer might:

• Spoof an email account or website. Slight variations on legitimate addresses (john.kelly@examplecompany.com vs. john.kelley@examplecompany.com) fool victims into thinking fake accounts are authentic.
  

• Send spearphishing emails. These messages look like they’re from a trusted sender to trick victims into revealing confidential information. That information lets criminals access company accounts, calendars, and data that gives them the details they need to carry out the BEC schemes.
  

• Use malware. Malicious software can infiltrate company networks and gain access to legitimate email threads about billing and invoices. That information is used to time requests or send messages so accountants or financial officers don’t question payment requests. Malware also lets criminals gain undetected access to a victim’s data, including passwords and financial account information.
  

If you or your company fall victim to a BEC scam, it’s important to act quickly:

• Contact your financial institution immediately and request that they contact the financial institution where the transfer was sent.

• Next, contact your local FBI field office to report the crime.

• Also file a complaint with the FBI’s Internet Crime Complaint Center (IC3).
  

How to Protect Yourself

• Be careful with what information you share online or on social media. By openly sharing things like pet names, schools you attended, links to family members, and your birthday, you can give a scammer all the information they need to guess your password or answer your security questions.
  

• Don’t click on anything in an unsolicited email or text message asking you to update or verify account information. Look up the company’s phone number on your own (don’t use the one a potential scammer is providing), and call the company to ask if the request is legitimate.
  

• Carefully examine the email address, URL, and spelling used in any correspondence. Scammers use slight differences to trick your eye and gain your trust.
  

• Be careful what you download. Never open an email attachment from someone you don't know, and be wary of email attachments forwarded to you.
  

• Set up two-factor (or multi-factor) authentication on any account that allows it, and never disable it.
  

• Verify payment and purchase requests in person if possible or by calling the person to make sure it is legitimate. You should verify any change in account number or payment procedures with the person making the request.
  

• Be especially wary if the requestor is pressing you to act quickly..."

Business Email Compromise (BEC) Scams

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Romance Scams

Romance Scams

How can a woman willingly drain her life saving down to nothing, and send huge sums of cash to someone she has never met in real life?

It's easy to just dismiss these women as stupid, but it's not that simple.

Loneliness is a very negative and very powerful force.   It's a lot like alcohol, in that too much of it can make a smart and reasonable person do very stupid things.

It's nice to come across a story in the news about a romance scammer getting caught and punished.  But catching these predators is the exception, not the rule.  I think the global law enforcement community can do a lot better...

From this Federal Trade Commission article:

"...People looking for romance are hoping to be swept off their feet, not caught up in a scam. But tens of thousands of reports in Consumer Sentinel show that a scam is what many people find. In 2018, Sentinel had more than 21,000 reports about romance scams, and people reported losing a total of $143 million – that’s more than any other consumer fraud type identified in Sentinel.1 These reports are rising steadily. In 2015, by comparison, people filed 8,500 Sentinel reports with dollar losses of $33 million...

...Once these fraudsters have people by the heartstrings, they say they need money, often for a medical emergency or some other misfortune. They often claim to be in the military and stationed abroad, which explains why they can’t meet in person. Pretending to need help with travel costs for a long-awaited visit is another common ruse...

Scammers can reap large rewards for time spent courting their targets. The median individual loss to a romance scam reported in 2018 was $2,600, about seven times higher than the median loss across all other fraud types.2 People often reported sending money repeatedly for one supposed crisis after another...

...Help stop these scammers by reporting suspicious profiles or messages to the dating or social media site. Then, tell the FTC at www.FTCComplaintAssistant.gov..."

• Learn more at FTC.gov/Imposters.
  
  
• FBI: Romance Scams Online Imposters Break Hearts and Bank Accounts

==========

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Rental Scams On The Rise

Rental Scams On The Rise; clip from Nightly Business Report:

=============

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