www.FedPrimeRate.com: Emergency! Can I Borrow Your Phone SCAM

www.FedPrimeRate.com: Emergency! Can I Borrow Your Phone SCAM...

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www.FedPrimeRate.com: Banking SCAM ALERT, Part 1

 www.FedPrimeRate.com: Banking SCAM ALERT, Part 1

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SCAM ALERT: How to Avoid Banking And Other Trending Scams; Know The Red Flags

From the good folks at Bank of America:

Be Aware Of A Trending Zelle® Payment Scam

Beware of scammers impersonating banks and fraud departments. By spoofing legitimate phone numbers to call or text you, the requests can be very convincing. While Bank of America may send you a text to validate unusual activity, we will never contact you to request that you send money using Zelle® to anyone, including yourself or to share a code to resolve fraud.

Here's What Happens:

• You receive a text that looks like a Bank of America suspicious activity alert.
  
  
• If you respond to the text, you've engaged the scammer and will receive a call from a number that appears to be from a bank.
  
  
• The “representative” or scammer will offer to help stop the alleged fraud by asking you to send money to yourself with Zelle®.
  
  
• Then, they ask you for a one time code you just received from a bank. If you give them that code, they will use it to enroll their bank account with Zelle® using your email or phone number.
  
  
• The scammer now has the ability to receive your money in their account.

Being vigilant is your first line of defense; here's how to help stay protected:

• Don't be pressured to act immediately — this is what scammers want you to do.
  
  
• Don't trust caller ID — it's not always who it says it is.
  
  
• Don't share codes based on a call you receive.

To learn more, watch this educational video layer from Zelle®

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Know The Scams That May Follow A Natural Disaster

Watch out for fake contractors. Following a disaster, unlicensed contractors will canvas the impacted areas promising to get clean up or repairs done quickly. They may ask for payment up front and not show up to do the work, or have you sign a contract that redirects insurance payouts to them and not you.

• Do your research; get multiple quotes for comparison, and make sure the contractors are licensed.
  
  
• Use caution if you're pressured to pay up front for the job or sign over the insurance claim. Contractors may try to offer special deals that seem too good to be true.
  

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CLICK HERE for much more from this
highly informative Bank of America article.

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#SCAMS #SCAMMERS #FRAUD #ZELLE #BofA #SCAMALERT #NEWSCAMALERT #REDFLAGS #SCAMAVOIDANCE #AVOIDSCAMS #FedPrimeRate #PHONESCAMS #EMAILSCAMS #TEXTSCAMS #BANKOFAMERICA #PHISHING #PHISHINGSCAMS #BANKSCAMS #BANKS #BANKINGSCAMS

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Credit Karma Free Identity Monitoring: Data Breach Update

Credit Karma Free Identity Monitoring

Credit Karma introduced recently its free identity monitoring service.  Here's what my first report looks like:

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You've Been In 5 Breaches:

We checked our database of 4.7 billion publicly breached accounts and your email address showed up in 5 data breaches. That means your online accounts and personal info may be compromised.

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FORBES

In February 2014, the Forbes website succumbed to an attack that leaked over 1 million user accounts. The attack was attributed to the Syrian Electronic Army, allegedly as retribution for a perceived "Hate of Syria". The attack not only leaked user credentials, but also resulted in the posting of fake news stories to forbes.com.

Exposed Info:

• Email addresses
• Passwords
• User website URLs
• Usernames

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GAWKER

In December 2010, Gawker was attacked by the hacker collective "Gnosis" in retaliation for what was reported to be a feud between Gawker and 4Chan. Information about Gawkers 1.3M users was published along with the data from Gawker's other web presences including Gizmodo and Lifehacker. Due to the prevalence of password reuse, many victims of the breach then had their Twitter accounts compromised to send Acai berry spam.

Exposed Info:

• Email addresses
• Passwords
• Usernames

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LINKEDIN

In May 2016, LinkedIn had 164 million email addresses and passwords exposed. Originally hacked in 2012, the data remained out of sight until being offered for sale on a dark market site 4 years later. The passwords in the breach were stored as SHA1 hashes without salt, the vast majority of which were quickly cracked in the days following the release of the data.

Exposed Info:

• Email addresses
• Passwords

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I don't even remember the last time I visited the 3 websites listed in this report, so I'm not worried.  I change all my passwords often.

The utility of these reports is obvious, so I'm giving this free service a big thumbs-up.

MAY 29, 2018 UPDATE: COMBOLISTS

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EXPLOIT.IN

This breach isn’t from one site — it’s a combolist. Basically, someone put together info from individual data breaches and then shared that combined list publicly or on the dark web. Criminals use passwords from combolists to try to gain access to your other accounts. That’s why you should never re-use passwords, especially in places with sensitive personal or financial info (like your banking app, health insurance site, tax software, email account, etc.)

Exposed Info:

• Email addresses
• Passwords

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COMBOLIST OF 1.4 BILLION CREDENTIALS

This breach isn’t from one site — it’s a combolist. Basically, someone put together info from individual data breaches and then shared that combined list publicly or on the dark web. Criminals use passwords from combolists to try to gain access to your other accounts. That’s why you should never re-use passwords, especially in places with sensitive personal or financial info (like your banking app, health insurance site, tax software, email account, etc.)

Exposed Info:

• Email addresses
• Passwords

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