Consumer Confidence Index (CCI) for NOVEMBER 2025

Consumer Confidence Index® (CCI) for this month (November, 2025) was released by The Conference Board®:

================

Predicted: 92.0

• Actual: 88.7

================

Previous Month (revised): 95.5

• Change from Previous Month: -7.12% (-6.8 point)
  

================

The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

From Today's Report:

"...'Consumer confidence tumbled in November to its lowest level since April after moving sideways for several months,' said Dana M Peterson, Chief Economist, The Conference Board. 'All five components of the overall index flagged or remained weak. The Present Situation Index dipped as consumers were less sanguine about current business and labor market conditions.

The labor market differential -- the share of consumers who say jobs are 'plentiful' minus the share saying 'hard to get' -- dipped again in November after a brief respite in October from its year-to-date decline.

All three components of the Expectations Index deteriorated in November. Consumers were notably more pessimistic about business conditions six months from now.

Mid-2026 expectations for labor market conditions remained decidedly negative, and expectations for increased household incomes shrunk dramatically, after six months of strongly positive readings.'..."

================

Every month, The Conference Board sends a questionnaire to 5,000 U.S. households. Survey participants are polled about their feelings regarding the U.S. economy, current and future, and about their own fiscal circumstances. On average, 3,500 participants complete and return the 5-question survey.

• The baseline "100" score for the CCI is associated with 1985 survey data.

When consumers feel good about the economy, they tend to do more spending, and vice versa.

Based in New York City, The Conference Board® is a private, not-for-profit organization with a mission to, "create and disseminate knowledge about management and the marketplace to help businesses strengthen their performance and better serve society."

The CCI is usually released on the last Tuesday of the month.

================  

CHART: Consumer Confidence Index (CCI)

NOVEMBER 2025 Update

========================================

• Click here to view the full Conference Board report.

========================================= 

--> www.FedPrimeRate.com Privacy Policy <-- CLICK HERE to JUMP to the TOP of THIS PAGE --> SITEMAP <--

Consumer Sentiment: FINAL Results for NOVEMBER 2025

The University of Michigan's Index of Consumer Sentiment (ICS) - FINAL Results for November 2025 was released today:

Predicted: 51.0

• Actual: 51.0

=========

• Change from Previous Month: -4.85% (-2.6 points)
  
  

• Change from 12-Months Previous: -28.97% (-20.8 points)

=========

• Final ICS Reading for October 2025: 53.6
  
  
• Final ICS Reading for November 2024: 71.8

=========

From Today's Report:

"...Consumer sentiment was little changed this month with a 2.6 index point decrease from October that is within the margin of error. After the federal shutdown ended, sentiment lifted slightly from its mid-month reading. However, consumers remain frustrated about the persistence of high prices and weakening incomes.

This month, current personal finances and buying conditions for durables both plunged more than 10%, whereas expectations for the future improved modestly. By the end of the month, sentiment for consumers with the largest stock holdings lost the gains seen at the preliminary reading. This group’s sentiment dropped about 2 index points from October, likely a consequence of the stock market declines seen over the past two weeks.

Year-ahead inflation expectations inched down from 4.6% last month to 4.5% this month. This marks three consecutive months of declines, but short-run inflation expectations still remain above the 3.3% seen in January. Long-run inflation expectations softened from 3.9% last month to 3.4% in November.

These expectations are now modestly above the 3.2% January 2025 reading. Despite these improvements in the future trajectory of inflation, consumers continue to report that their personal finances now are weighed down by the present state of high prices..."

=========

CHART: Consumers, Especially Younger Ones,
Perceive Rising Risks of Job Loss
 =========

The ICS is derived from the following five survey questions:

1. "We are interested in how people are getting along financially these days. Would you say that you (and your family living there) are better off or worse off financially than you were a year ago?"
   
   
2. "Now looking ahead, do you think that a year from now you (and your family living there) will be better off financially, or worse off, or just about the same as now?"
   
   
3. "Now turning to business conditions in the country as a whole, do you think that during the next twelve months we'll have good times financially, or bad times, or what?"
   
   
4. "Looking ahead, which would you say is more likely: that in the country as a whole we'll have continuous good times during the next five years or so, or that we will have periods of widespread unemployment or depression, or what?"
   
   
5. "About the big things people buy for their homes, such as furniture, a refrigerator, stove, television, and things like that. Generally speaking, do you think now is a good or bad time for people to buy major household items?"
   

=========

• Click here for more on how the ICS is calculated.

=========

The ICS uses a 1966 baseline, i.e. for 1966, the ICS = 100. So any number that is below the 1966 baseline of 100 means that the folks who were polled recently aren't as optimistic about the U.S. economy as those polled back in 1966.

The ICS is similar to the Consumer Confidence Index in that they both measure consumer attitudes and offer valuable insight into consumer spending.

=========

The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

=========

• Click here to view the full University of Michigan report.

========= 

--> www.FedPrimeRate.com Privacy Policy <-- CLICK HERE to JUMP to the TOP of THIS PAGE --> SITEMAP <--

Existing Home Sales During OCTOBER 2025

Existing Home Sales report for October 2025 was released by The National Association of REALTORS® (NAR®) this morning:

======================

Previous Month: 4,050,000

• Actual: 4,100,000

======================

•  Change from Previous Month: +1.23% (+50,000 homes)
  
  
•  Year-on-Year (Y-o-Y): +1.74% (+70,000 homes)

======================

• Inventory: 1,520,000 homes.

(4.4 months supply | +150,000 [+10.95%] homes Y-o-Y.)

======================

The yellow-highlighted, "actual" figure above represents the preliminary, seasonally adjusted annualized sales count of existing homes, co-ops and condominiums for the indicated month. The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

------------------------------------------------------

• Median Price: $415,200
  
  
• Price Change from A Year Ago: +2.06% (+$8,400)

------------------------------------------------------ 

==========

• Click Here for Historical Prices and a Chart.
  
  
• Click Here for New Home Sales Data.
  
  
• Click Here for the monthly New Home Sales report.

==========

From Today's Report:

"...'Home sales increased in October even with the government shutdown due to homebuyers taking advantage of lower mortgage rates,' said NAR Chief Economist Dr. Lawrence Yun. 'First-time homebuyers are facing headwinds in the Northeast due to a lack of supply and in the West because of high home prices. First-time buyers fared better in the Midwest because of the plentiful supply of affordable houses and in the South because there is sufficient inventory.'

'Rents are decelerating which will reduce inflation and encourage the Federal Reserve to continue cutting rates and pulling back their quantitative tightening,' Yun added. 'This will help bring more homebuyers into the market since the Fed rate has an indirect impact on mortgage rates.'..."

==================

INFOGRAPHIC: Existing Home Sales

OCTOBER 2025 UPDATE
(Copyright © 2025 REALTORS®)

==================

==================

• Click here to view the NAR® data.

==================

--> www.FedPrimeRate.com Privacy Policy <-- CLICK HERE to JUMP to the TOP of THIS PAGE --> SITEMAP <--

Consumer Confidence Index (CCI) for OCTOBER 2025

Consumer Confidence Index® (CCI) for this month (October, 2025) was released by The Conference Board®:

================

Predicted: 95.0

• Actual: 94.6

================

Previous Month (revised): 95.6

• Change from Previous Month: -1.05% (-1.0 point)
  

================

The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

From Today's Report:

"...'Consumer confidence moved sideways in October, only declining slightly from its upwardly revised September level,' said Stephanie Guichard, Senior Economist, Global Indicators at The Conference Board. 'Changes to the individual subcomponents were also limited and largely cancelled each other out.

The Present Situation Index regained some strength after September’s drop. Consumers’ view of current business conditions inched upward, while their appraisal of current job availability improved for the first time since December 2024.

On the other hand, all three components of the Expectations Index weakened somewhat. Consumers were a bit more pessimistic about future future job availability and future business conditions while optimism about future income retreated slightly.'

Guichard added: 'Consumers’ write-in responses were led by references to prices and inflation, which continued to be the main topic influencing consumers’ views of the economy.

References to tariffs declined further this month but remained elevated. Mentions of jobs and employment eased somewhat after picking up in September.

The write-in comments remained mostly negative overall, but less so than in previous months. References to US politics were up notably, with the ongoing government shutdown mentioned multiple times as a key concern.'..."

================

Every month, The Conference Board sends a questionnaire to 5,000 U.S. households. Survey participants are polled about their feelings regarding the U.S. economy, current and future, and about their own fiscal circumstances. On average, 3,500 participants complete and return the 5-question survey.

• The baseline "100" score for the CCI is associated with 1985 survey data.

When consumers feel good about the economy, they tend to do more spending, and vice versa.

Based in New York City, The Conference Board® is a private, not-for-profit organization with a mission to, "create and disseminate knowledge about management and the marketplace to help businesses strengthen their performance and better serve society."

The CCI is usually released on the last Tuesday of the month.

================  

CHART: Consumer Confidence Index (CCI)

OCTOBER 2025 Update

========================================

• Click here to view the full Conference Board report.

========================================= 

--> www.FedPrimeRate.com Privacy Policy <-- CLICK HERE to JUMP to the TOP of THIS PAGE --> SITEMAP <--

Consumer Sentiment: FINAL Results for OCTOBER 2025

The University of Michigan's Index of Consumer Sentiment (ICS) - FINAL Results for October 2025 was released today:

Predicted: 55.0

• Actual: 53.6

=========

• Change from Previous Month: -2.72% (-1.5 points)
  
  

• Change from 12-Months Previous: -23.97% (-16.9 points)

=========

• Final ICS Reading for September 2025: 55.1
  
  
• Final ICS Reading for October 2024: 70.5

=========

From Today's Report:

"...Consumer sentiment was little changed this month, slipping a scant 1.5 index points from September. A modest increase in sentiment among younger consumers was offset by decreases among middle-age and older consumers. Current personal finances inched up, while expected personal finances receded. Overall, consumers perceive few material changes in economic circumstances from last month; inflation and high prices remain at the forefront of consumers’ minds.

There was little evidence this month that consumers connect the federal government shutdown to the economy. Only about 2% spontaneously referenced the shutdown during this month’s interviews, compared with the 10% of consumers who did so in January 2019 during that 35-day shutdown.

Year-ahead inflation expectations ebbed from 4.7% last month to 4.6% this month. These expectations are currently midway between the readings seen a year ago and the highs seen this year in May in the wake of the initial announcements of major tariff changes. Long-run inflation expectations increased from 3.7% last month to 3.9% this month but remains below this year’s high point seen in April.

This month’s increase in long-run inflation expectations was driven primarily by independents and Republicans. Inflation uncertainty -- as measured by the interquartile range of expectations -- ticked up for both time horizons this month..."

=========

CHART: Concerns Over High Interest Rates
 for Poor Buying Conditions for Major
 Purchases Fell During October 2025

 =========

The ICS is derived from the following five survey questions:

1. "We are interested in how people are getting along financially these days. Would you say that you (and your family living there) are better off or worse off financially than you were a year ago?"
   
   
2. "Now looking ahead, do you think that a year from now you (and your family living there) will be better off financially, or worse off, or just about the same as now?"
   
   
3. "Now turning to business conditions in the country as a whole, do you think that during the next twelve months we'll have good times financially, or bad times, or what?"
   
   
4. "Looking ahead, which would you say is more likely: that in the country as a whole we'll have continuous good times during the next five years or so, or that we will have periods of widespread unemployment or depression, or what?"
   
   
5. "About the big things people buy for their homes, such as furniture, a refrigerator, stove, television, and things like that. Generally speaking, do you think now is a good or bad time for people to buy major household items?"
   

=========

• Click here for more on how the ICS is calculated.

=========

The ICS uses a 1966 baseline, i.e. for 1966, the ICS = 100. So any number that is below the 1966 baseline of 100 means that the folks who were polled recently aren't as optimistic about the U.S. economy as those polled back in 1966.

The ICS is similar to the Consumer Confidence Index in that they both measure consumer attitudes and offer valuable insight into consumer spending.

=========

The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

=========

• Click here to view the full University of Michigan report.

========= 

--> www.FedPrimeRate.com Privacy Policy <-- CLICK HERE to JUMP to the TOP of THIS PAGE --> SITEMAP <--

Existing Home Sales During SEPTEMBER 2025

Existing Home Sales report for September 2025 was released by The National Association of REALTORS® (NAR®) this morning:

======================

Previous Month: 4,000,000

• Actual: 4,060,000

======================

•  Change from Previous Month: +1.5% (+60,000 homes)
  
  
•  Year-on-Year (Y-o-Y): +4.1% (+160,000 homes)

======================

• Inventory: 1,550,000 homes.

(4.6 months supply | +190,000 [+13.97%] homes Y-o-Y.)

======================

The yellow-highlighted, "actual" figure above represents the preliminary, seasonally adjusted annualized sales count of existing homes, co-ops and condominiums for the indicated month. The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

------------------------------------------------------

• Median Price: $415,200
  
  
• Price Change from A Year Ago: +2.09% (+$8,500)

------------------------------------------------------ 

==========

• Click Here for Historical Prices and a Chart.
  
  
• Click Here for New Home Sales Data.
  
  
• Click Here for the monthly New Home Sales report.

==========

From Today's Report:

"...'As anticipated, falling mortgage rates are lifting home sales,' said NAR Chief Economist Dr. Lawrence Yun. 'Improving housing affordability is also contributing to the increase in sales.'

'Inventory is matching a five-year high, though it remains below pre-COVID levels,' Yun added. 'Many homeowners are financially comfortable, resulting in very few distressed properties and forced sales. Home prices continue to rise in most parts of the country, further contributing to overall household wealth.'..."

==================

INFOGRAPHIC: Existing Home Sales

SEPTEMBER 2025 UPDATE
(Copyright © 2025 REALTORS®)

==================

==================

• Click here to view the NAR® data.

==================

--> www.FedPrimeRate.com Privacy Policy <-- CLICK HERE to JUMP to the TOP of THIS PAGE --> SITEMAP <--

Consumer Sentiment: PRELIMINARY Results for October 2025

The University of Michigan's Index of Consumer Sentiment (ICS) - PRELIMINARY Results for October, 2025 was released today:

Predicted: 55.0

• Actual: 55.0

=========

• Change from Previous Month: -0.18% (-0.1 point)
  
  

• Change from 12 Months Previous: -21.99% (-15.5 points)

=========

• Final ICS Reading for September 2025: 55.1
  
  
• Final ICS Reading for October 2024: 70.5

=========

From Today's Report:

"...Consumer sentiment moved sideways this month. At 55 index points, sentiment is virtually unchanged from September. Improvements this month in current personal finances and year-ahead business conditions were offset by declines in expectations for future personal finances as well as current buying conditions for durables.

Overall, consumers perceive very few changes in the outlook for the economy from last month. Pocketbook issues like high prices and weakening job prospects remain at the forefront of consumers’ minds.

At this time, consumers do not expect meaningful improvement in these factors. Meanwhile, interviews reveal little evidence that the ongoing federal government shutdown has moved consumers’ views of the economy thus far.

Year-ahead inflation expectations ebbed from 4.7% last month to a still-high 4.6% this month. Long-run inflation expectations held steady at 3.7%. Inflation expectations for both time horizons are about midway between the readings seen a year ago and the highs seen this year in April and May in the wake of the initial announcements of major tariff changes..."

=========

CHART: Since Converging in May 2025,
 Sentiment Lifted for Consumers with Large Stock
Holdings and Fell for Non-Stockholders

 =========

The ICS is derived from the following five survey questions:

1. "We are interested in how people are getting along financially these days. Would you say that you (and your family living there) are better off or worse off financially than you were a year ago?"
   
   
2. "Now looking ahead, do you think that a year from now you (and your family living there) will be better off financially, or worse off, or just about the same as now?"
   
   
3. "Now turning to business conditions in the country as a whole, do you think that during the next twelve months we'll have good times financially, or bad times, or what?"
   
   
4. "Looking ahead, which would you say is more likely: that in the country as a whole we'll have continuous good times during the next five years or so, or that we will have periods of widespread unemployment or depression, or what?"
   
   
5. "About the big things people buy for their homes, such as furniture, a refrigerator, stove, television, and things like that. Generally speaking, do you think now is a good or bad time for people to buy major household items?"
   

=========

• Click here for more on how the ICS is calculated.

=========

The ICS uses a 1966 baseline, i.e. for 1966, the ICS = 100. So any number that is below the 1966 baseline of 100 means that the folks who were polled recently aren't as optimistic about the U.S. economy as those polled back in 1966.

The ICS is similar to the Consumer Confidence Index in that they both measure consumer attitudes and offer valuable insight into consumer spending.

=========

The "predicted" figure is what economists were expecting, while the "actual" is the true or real figure.

=========

• Click here to view the full University of Michigan report.

========= 

--> www.FedPrimeRate.com Privacy Policy <-- CLICK HERE to JUMP to the TOP of THIS PAGE --> SITEMAP <--