2016 Check On Social Security Estimated Benefits

Recently stopped by the Social Security Administration (SSA) website to check on my benefits.  The address is:

• https://www.ssa.gov/

First, some context with regard to my situation:

• I was born at the start of the greatest decade ever: the 1970's
  
  
• I worked in corporate America until 1999, when I decided it was time for me to do what comes natural to people with my personality: self-employment.
  

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If I die this year, my daughter can count on around $659 per month from the SSA.

Notice that that one-time death benefit is for my spouse (I'm not married) or minor child is only $255.

 

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In order for me to qualify for retirement benefits when I reach 65, I'd need 40 "credits" of work.   Currently, I have 37.

 

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If I am not able to accumulate the retirement-minimum 40 credits by the time I'm 65, I will not qualify for Medicare.

 

 

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The system is setup so that even when deserving folks apply, seldom do they get approved, as a matter of course.

Feeling useless is pretty much a death sentence for someone like me, so this is n/a.

NB: I don't understand why the SSA is offering me a link to apply for disability benefits when they've already let me know that I don't qualify.  ???????????

 

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Bottom line: Based on these numbers, it's quite clear that one should always be realistic about Social-Security benefits.  Amen.

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Social Security Disability Benefits: How It Really Works

Social Security Disability Benefits

There are now 14 million people receiving a disability check from the Social Security Administration.

"...In Hale County, Alabama, 1 in 4 working-age adults is on disability. On the day government checks come in every month, banks stay open late, Main Street fills up with cars, and anybody looking to unload an old TV or armchair has a yard sale..."

And there are plenty of other disability clusters all over the country.

A great story on how the Social Security disability system really works in the USA.

To listen to the story, you can access the MP3 audio here.

If  you like the story as much as I do, please consider donating to This American Life here, or to Public Radio in general here.

Enjoy!

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