Pandemic Prepared: My COVID-19 Pandemic Diary

Pandemic Prepared
My COVID-19
Pandemic Diary

Just bought a bunch of supplies from Walmart:  Lysol, 91% isopropyl alcohol and toilet paper.

I order from Walmart so often that I decided to join their Walmart+ program.  Free (and faster) shipping, special discounts and other very nice perks.  There was a Walmart+ new signup promotion so I am paying an introductory $9.99 per month to be a Walmart VIP.

I live in a house with 3 strangers and 2 relatives.  My aunt, and her 22-year-old son, both got COVID last year, and both recovered.  I don't have it, and I never contracted it. So both of my housemate relatives have beautiful antibodies coursing through their bodies.  I don't.  Moreover, since I have a long history of bad reactions to vaccines. I am not inoculated. 

So I am quite obsessed with keeping everything -- and I mean everything -- 100% germ-free.  I spray / wipe doorknobs, refrigerators (we have 2 here), toilet seats, toilet bowls, faucets,  desks, chairs, tables, etc.  If I make any kind of contact with it, it suffers the full brunt of my germicidal ways, all day, every day.

My mother was taken by COVID early last year.  It was fast.  From diagnosis to death took 5 days.  She was in East Africa at the time.

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What makes me really mad is that all too many are not taking this pandemic seriously.

I attended my nephew's wedding a few weeks ago.  Not only did I wear a mask, I also brought a brand new box of masks as backups, and to give away to anyone in need.

Out of all who attended, only 2 people wore a mask: me, and one other guest.  Some guests even looked at me like I was being ridiculous.  Yup.

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And here's another reason why I shop at Walmart.com so often: I earn free gift cards in return for using the Microsoft Bing search engine.  I make my living online, and I'm searching all the time, so this is simply perfect for me.

>>> https://rewards.microsoft.com/ <<<

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Masks and Gloves

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Equifax Data Breach: Reason for Bizarre Credit Score Declines?

Seldom do I use my one and only personal credit card, provided by Citi®, so I was thinking that maybe the reason my TransUnion® and Equifax® credit scores, which use the VantageScore 3.0  scoring model, both experienced sudden and precipitous declines was because I was being penalized for:

• Too Few Accounts Currently Paid As Agreed: FICO® Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

• No recent revolving balances: FICO Scores consider whether a person’s credit report shows recent balances on revolving accounts. Your FICO® Score was impacted because you are not currently demonstrating active revolving credit management.

 
Seems unreasonable to me that a consumer should be penalized for avoiding revolving credit, but that's the system folks (The above bullet points are from Citi / FICO / Equifax Bankcard Score 8.)

So, on a recent check, my scores bounced back to 800+.  A glitch in the system, or related to the Equifax Data Breach?

Credit Scores: TransUnion and Equifax VantageScore 3.0

And my Citi / FICO / Equifax Bankcard Score 8 score skipped higher, from 820 to 822.

FICO / Equifax Bankcard Score 8 credit score

Click here for the latest news on the Equifax Data Breach.

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