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The www.FedPrimeRate.com Personal Finance Blog and Magazine

Tuesday, September 05, 2017

Recent Test of AnnualCreditReport.com

So, according to both CreditKarma.com and CreditSesame.com, my VantageScore 3.0 credit scores from TransUnion® and Equifax® dropped more than 80 points, and for no reason.

Credit Scores: TransUnion and Equifax VantageScore 3.0
Credit Scores: TransUnion and Equifax VantageScore 3.0

So I visited www.AnnualCreditReport.com to check my credit reports from the 3 major bureaus: TransUnion, Equifax and ExperianTM:

  • TransUnion: I was able to access and download my credit report.  I found no problems.
  • Equifax: Fail; online delivery not available (see image below.)
  • Experian: Not available.

Equifax Fail; online delivery not available
Equifax: online delivery not available

Success with only 1 out of 3  www.AnnualCreditReport.comWhat's up with that?

I'm still investigating this.

Stopped by the Citi® website and checked my FICO® score there.  My Equifax® Bankcard Score 8 score was 820 out of 900.

I'll update this when I get answers. Stay tuned...

FICO / Equifax Bankcard Score 8 credit score
FICO / Equifax Bankcard Score 8 credit score

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