Another Part-Time Job-Opportunity Scam on WhatsApp®, with Voice Message; Probable Repeat Offender

I'm pretty sure this is the same WhatsApp® scammer I wrote about before.

Her "name" is Anna, and her number on WhatsApp is +1 (213) 828-6634.

She mentions Onin Staffing, which is a real employment agency, with branches all over the United States (ONINSTAFFING.COM). 

But this is just part of her game.

The scam domains this time around, are:

     > 📛💣NOETICMARKETERC.COM💣📛 <
      > 💣📛 NOETICMARKETERA.COM📛💣 <

Anna included a short voice message this time.  Here's a link to the audio file.  She sounds Asian:

                       >>>  ANNA, The SCAMMER <<<

The full text is below....Rich with lots of scammy details.  And, once again, it all seems quite legit. 

But I just had to highlight these two items, because they are HILARIOUS!

• "OK.  May I know your name maybe we can be good friends in future..." 😀😂😀

• "After all the work is done, you can immediately withdraw the commission profit you deserve." 😂😀😂

[ANNA -- THE SCAMMER --  11:33 AM] +1 (213) 828-6634: Hello, my name is Anna. I work for Noetic Marketer and Madison from Onin Staffing told me that you are interested in the part time job we are offering, please let me know when you are available and I would like us to keep a good communication!

[ANNA -- THE SCAMMER --  12:54 PM] +1 (213) 828-6634: Nice to see you. My name is Anna.

       [ME] : Hello. I am ready to get started.  Any more details for me?  RSVP.  Thanks.

[ANNA -- THE SCAMMER --  12:55 PM] +1 (213) 828-6634: Yes, I will share job descriptions with you

[ANNA -- THE SCAMMER --  12:57 PM] +1 (213) 828-6634: I would like to introduce you to a part-time job. Work from home kind of thing. You can do it in 30-60 minutes a day. After two consecutive days of work, you will receive a base salary of $100-400.

[ANNA -- THE SCAMMER --  1:01 PM] +1 (213) 828-6634: This part-time job does not require any skills or experience. You only need a mobile phone or computer to complete this job at any time and in any area you feel comfortable. It will also bring you a good income.

[ANNA -- THE SCAMMER --  2:02 PM] +1 (213) 828-6634: Honey, are you busy?

[ANNA -- THE SCAMMER --  4:45 PM] +1 (213) 828-6634: Do you have time?

       [ME] : Always busy.  But I am here, and reading all that you are sending me.  Need all necessary information on your opportunity....Thank you....

[ANNA -- THE SCAMMER --  4:48 PM] +1 (213) 828-6634: Our job is to help merchants on large e-commerce platforms such as Amazon/eBay maintain and optimize their products, thereby helping them maximize the retail value of their products so that their products will be displayed first when consumers purchasing goods.

[ANNA -- THE SCAMMER --  4:51 PM] +1 (213) 828-6634: Our company uses artificial intelligence to connect merchants’ products to our workbench, helping them maintain their products faster. Generally, it takes 1-7 days to complete maintenance on a product. Using the artificial intelligence developed by our company, all employees can complete the maintenance of a product in 1-5 seconds. You can think of it as us making money by compressing time through  AI.
[ANNA -- THE SCAMMER --  4:55 PM] +1 (213) 828-6634: The work is simple, as I explained we only need to click on "Start" and then "Submit", and the platform AI system will automatically utilize advanced algorithms to interact with online shopping platforms and handle the rest of the work. Our job is to repeat the process seamleassly.

[ANNA -- THE SCAMMER --  5:09 PM] +1 (213) 828-6634: Can you understand clearly when  I introduce it this way? If you have any questions you can ask me right away.

[ANNA -- THE SCAMMER --  5:37 PM] +1 (213) 828-6634: we can earn a salary and also a daily commission from this job .
The first part is a fixed salary. If you complete 3 sets of tasks every day and work for 2 consecutive days, you will receive a salary of 100-400 US dollars. The difference in salary is based on the employee level.

[ANNA -- THE SCAMMER --  5:54 PM] +1 (213) 828-6634: The second part is that you will get a commission for every product maintenance you complete, depending on the value of the products matched in your account, you can get a commission of 30-1200 US dollars per day, which also depends on your employee level. The higher the employee level, the more commissions you get.

[ANNA -- THE SCAMMER --  6:21 PM] +1 (213) 828-6634: Can you understand well what I am explaining?

[ANNA -- THE SCAMMER --  7:28 PM] +1 (213) 828-6634: Junior employees can complete three sets of tasks per day, 40 times per set of tasks, and can receive 100 USDT for completing work for two consecutive days. Intermediate employees can complete four sets of tasks per day, 45 times per set of tasks, and can receive 200 USDT for completing work for two consecutive days. Senior employees can complete five sets of tasks per day, 50 times per set of tasks, and can receive 300 USDT for completing work for two consecutive days. Mentor employees can complete six sets of tasks per day, 55 times per set of tasks, and can receive 400 USDT for completing work for two consecutive days.

[ANNA -- THE SCAMMER --  7:35 PM] +1 (213) 828-6634: I hope you can understand my work. May I know what your occupation is? I will be able to communicate better without interrupting your working hours.

[ANNA -- THE SCAMMER --  9:54 PM] +1 (213) 828-6634: I understand you are busy today. We can discuss further tomorrow. good night.

[ANNA -- THE SCAMMER --  11:05 AM] +1 (213) 828-6634: Good morning

[ANNA -- THE SCAMMER --  12:43 PM] +1 (213) 828-6634: Hi, Do you have time?

[ANNA -- THE SCAMMER --  12:45 PM] +1 (213) 828-6634: Can you understand the work we discussed yesterday? If you don't understand, you can ask me.

       [ME] : Hi.  So what do you need from me right now? I'd like to get started ASAP...

[ANNA -- THE SCAMMER --  1:00 PM] +1 (213) 828-6634: May I know your name maybe we can be good friends in future.

[ANNA -- THE SCAMMER --  1:01 PM] +1 (213) 828-6634: My name is Anna.

[ANNA -- THE SCAMMER --  1:15 PM] +1 (213) 828-6634: There are different commissions for each employee at different levels. Beginner commission is 0.45%.
Intermediate commission is 0.65%. Advanced commission is 0.85%. Mentor commission is 1.05%. Well let me know when you have time. We can start practicing. Don't worry, the training can be completed in 30-45 minutes. After all the work is done, you can immediately withdraw the commission profit you deserve.

After you register on our job website let me know and I will guide you best.

You can click on the link below and register a work account using the invitation code i send you.

• Workbench Website: Noeticmarketera.com📛💣📛

• Noeticmarketerc.com📛💣📛

• Invitation code：P9HW4G 📛💣📛

If you have 30-45 minutes now we can start the training session now.

There are different commissions for each employee at different levels. Beginner commission is 0.45%. Intermediate commission is 0.65%. Advanced commission is 0.85%. Mentor commission is 1.05%.

OK.  May I know your name maybe we can be good friends in future...

The "training session" mentioned in the above 👆 WhatsApp conversation is not only a complete waste of time, but it's also how the scammers trick you into giving them sensitive information about yourself. 

These scammers like to use free phone numbers, of course.

So I've noticed that Google® has made some changes, new moves in their never-ending war against the spam + scam crowd.

• Getting a free phone number with Google Voice used to be free.
  
  Now you have to have an "Existing US-based mobile phone number" to get one.
  
  I don't know of any free mobile-phone plans in the USA.  If you, the reader, know of any, please add a comment below with details.  And thank you!
  
  
• And if you want to create a new GMail account, you'll have to confirm that you're not a robot.  How?  A text message sent to your not-free mobile phone number, of course.
  

Google (Gmail) accounts with the right username can (the part before the "@" symbol) do much to aid tricksters in their craft. 

Ending the 100% free nature of these accounts is the right thing to do.  Hopefully, all you honest folks out there have already created all the Google accounts you need...

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The Latest "Job Opportunity" Scam via WhatsAPP® and LinkedIN® Accounts...

The scammer goes by the name "Alexia," and his/her phone number on WhatsAPP
-- (www.WhatsAPP.com) --
in this instance is +1 (650) 613-5608

This scam artist got my number at LinkedIN.com
 

My phone number is listed publicly there for all to see. It's not a real threat because it's a free voice over IP (VOIP) number, provided by a reliable VOIP provider

========

[9/12/2024 12:01 PM] SCAMMER: Hello! I am Alexia, I heard from Leslie that you are looking for a job, do you have time to learn more about this position?

[9/12/2024 12:38 PM] -ME- : OK

[9/12/2024 12:41 PM] SCAMMER: Ok, thanks for your response. Let me explain the details of a job to you now. If you have any questions, you can ask me.

[9/12/2024 12:41 PM] -ME- : OK

[9/12/2024 12:44 PM] SCAMMER: Our company specializes in hotel bookings and offers various assessment roles. We have developed a work platform equipped with an advanced algorithm that enhances the visibility of hotel bookings we manage. This system helps generate real traffic and improve the ranking of hotels that have recently experienced higher occupancy rates.

[9/12/2024 12:55 PM] -ME- : OK

[9/12/2024 12:58 PM] SCAMMER: okay, now let me tell you what you need to do.

[9/12/2024 12:59 PM] -ME- : OK

[9/12/2024 1:03 PM] SCAMMER: In this position, you’ll need to complete two sets of tasks daily, each set consist with 40 hotel orders. The system will assign these orders to you, and all you need to do is click "Submit" to upload them. The system will then handle the rest by analyzing and processing the orders based on each user's unique network IP and process them accordingly.

[9/12/2024 1:44 PM] -ME- : So the job is just clicking [SUBMIT]?

[9/12/2024 1:47 PM] SCAMMER: Yes but it plays a crucial role in improving the visibility and ranking of hotel bookings. Your work helps ensure that the system can accurately process and analyze the data, which in turn supports better outcomes for the hotels we work with.

[9/12/2024 2:01 PM] -ME- : OK

[9/12/2024 2:06 PM] SCAMMER: Great, Now if you don’t have any other questions about the content of the position, then let me tell you about your job income and start training, ok?
[9/12/2024 2:08 PM] -ME- : OK

[9/12/2024 2:14 PM] SCAMMER: Your total income includes a basic salary plus commission. You earn commission by completing two sets of evaluation tasks each day. For each hotel order, you can earn between 0.25% to 1% commission. For example, if you evaluate orders worth $100, you could earn up to $20 in commission from completing two sets of tasks.

[9/12/2024 2:17 PM] SCAMMER: And the basic salary is calculated based on the number of consecutive working days after completing two sets of work. The salary structure is as follows:
3 days: $160
5 days: $500
15 days: $1,200
30 days: $3,300
In total, if you work continuously for 30 days, you would earn $5,160.

[9/12/2024 2:18 PM] : OK

[9/12/2024 2:20 PM] SCAMMER: Btw, do you use a wallet similar to cashapp? For example, Metamask, Trustwallet, or Paypal. This kind of wallet is convenient for us to receive our commissions and salary after completing our task every day.

[9/12/2024 2:22 PM] : Receiving or remitting? I'm a bit confused...

[9/12/2024 2:23 PM] SCAMMER: I mentioned you there receive, then why you are confused?

[9/12/2024 2:25 PM] SCAMMER: Have you used any of these?

[9/12/2024 6:02 PM] SCAMMER: Good Evening! As the sun sets, let your worries fade. Every ending is a chance for a new beginning. Embrace the possibilities that lie ahead!

[9/12/2024 9:18 PM] -ME- : Metamask, Trustwallet, or Paypal? Yes.

[9/12/2024 9:27 PM] SCAMMER: Do you have all of these wallets?

[9/12/2024 9:27 PM] -ME- : PayPal

[9/12/2024 9:32 PM] SCAMMER: OK, Now if there are no problems, I'll provide you with an online training and let you operate a set of assessment tasks on the platform. I will guide you on how to complete it and get 20% commission for training.

[9/12/2024 9:41 PM] -ME- : OK

[9/13/2024 10:16 AM] +1 (650) 613-5608: Good Morning How's your day going?

[9/13/2024 10:17 AM] +1 (650) 613-5608: OK, now you need to open the platform URL and use my invitation code to register your own account. Please let me know after you complete the registration.

URL: BOOKINGONVIP.COM
Invitation Code: ZIMN27

[9/13/2024 11:10 AM] : Please see that attached screen shot. It is what I got when I tried to visit the URL you just sent me....🤷🏼‍♂

[9/13/2024 12:06 PM] SCAMMER: Sorry, I forgot to mention that our platform has been updated, so the platform URL has also changed. Can you use this: https://booking-vip.top

=========

👉 THIS MESSAGE WAS SENT THE NEXT DAY: Good Afternoon! 🎉 Weekends are for dreaming big and making plans. Use today to set new goals and get excited about the possibilities ahead. The best is yet to come! 🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡🤮😡

=========

As you can see, this scam artist throws in lots of detail, with numbers 💸🤔💰🤔💸.  Seems almost legit, doesn't it? 😡

The deceptive domains even have "https://" encryption...Because Internet baddies need to watch out for scammers too!

• NB: www.Booking.com is a 100% legitimate website.

This and other scam artists use fake / deceptive / scam domain names to trick people.

The scam domains in this case are -- and PLEASE DON'T VISIT THESE DOMAINS! THEY ARE DANGEROUS! -- ⧨👇⧩ :

> 📛💣📛💣 Booking-VIP.TOP📛💣📛💣 <
   > 💣📛💣 BookingOnVIP.COM💣📛💣 <

These deceptive domains even have "https://" encryption...Because Internet baddies need to watch out for scammers too! 🤮

==========

UPDATE: Tuesday, September 17, 2024, 2:53 PM EST - The scammer has not let up.  He/she just sent me this BS motivational message on WhatsAPP:

"Good afternoon! Remember, every small step you take today is a step closer to your bigger dreams. Keep moving forward!"

🤔: Perhaps this scammer just finished browsing a Tony Robbins book or something.  RIDICULOUS!  Like these words are going to make me more likely to fall for this scam. 100% CRAZY!

I'll probably be back with another update soon.  I have a feeling this person is not going to quit!  Stay tuned...

===========

UPDATE: Wednesday, September 18, 2024, 7:53 PM EST - The latest message on WhatsApp, from the same scammer:

-------------------

All good.

Due to maintenance, the URL for Booking.com has changed.
Therefore you can use this URL and use my invitation code to register your account.

URL : https://www.hotelwnnvip.com

Invitation Code : ZIMN27

-------------------

And this is how these scammers keep their scams going ad infinitum.  A fresh, new domain name, with the same scam setup.

    > 📛💣📛 HOTELWNNVIP.COM 💣📛💣 <

MAMA MIA!

The scammer's persistence continues!

I guess all the major browser makers out there are onto this scumbag. They are blocking his/her/their every move, and fast...

===============

WHOIS info:

Domain Name: HOTELWNNVIP.COM
Registry Domain ID: 2916711082_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.gname.com
Registrar URL: http://www.gname.com
Updated Date: 2024-09-13T21:53:23Z
Creation Date: 2024-09-13T21:53:23Z
Registry Expiry Date: 2025-09-13T21:53:23Z

==============

One of the reasons I registered my most important domain names for the maximum time frame -- 10 years -- and continue to add more time whenever I am able, is to send a strong signal to the search engines and browser makers: My domain names and I are 100% legit!

A domain name that is registered for 10 years shouldn't be treated the same as one that is registered at the bare minimum.  Makes sense...

Stay tuned! 

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My Former Web Host, LIQUIDWEB.com, Is Trying To Scam Me...

LIQUIDWEB.com is trying to scam me.  It has been more than two (2) years since I stopped hosting my websites with them.

And now they are trying to convince me that I owe them $169.60!  Here's the content of the email they sent me:

"...Re: Liquid Web LLC - Collections Notification - Total Amount Due as of 17 Jun 2024: $169.60

Dear [REDACTED],

Despite our previous reminders, the above amount due remains unpaid and will be turned over for collections activity. As such, we would appreciate you making this payment as soon as possible.

As of this date, your charges for your Liquid Web account  [REDACTED] is $169.60. Liquid Web provided those services in good faith and has notified you through several methods that your payment was past due.

Under Section 3 of Liquid Web's Terms of Service, you agreed to make payment when due. Further, Liquid Web is entitled to recover all of its expenses, including attorneys' fees, in connection with collection of your obligations. In addition, interest continues to accrue on the unpaid balance at the rate of 1.5% per month.

To avoid additional cost and interest, please remit payment within ten (10) days of receipt of this letter in the amount of $169.60, by logging into your account with your username [REDACTED] at https://www.liquidweb.com/, or by forwarding a check to my attention at the address below, made payable to Liquid Web.

If you believe these charges are inaccurate or would like to work with us to make payment arrangements, please contact us by email at collections@liquidweb.com.

Very truly yours,

Kristie Bakkal
General Counsel

2703 Ena Drive,
Lansing, MI 48917
LiquidWeb.com..."

And I see that they've been at it for a long time.  Check out the many horror stories on YELP.com.

How on Earth do they stay in business??? Their customer service is 100% atrocious, and they charge way too much for web hosting.

They attempted to raise my monthly rate, at which point I decided to look around and see what other hosts were offering.

Hosting is a very easy business, so there are unnumbered hosts out there...So my search took me a while.

And where did I find the best deal I've ever seen?

It was right under my nose the entire time! Best pricing in the universe, according to my findings, turned out to be NameCheap.com*...And NameCheap is where I already had a few domain names registered!

Did I feel kinda' silly?  You betcha'!

Hosting companies rely on their customers not bothering to shop around for a better deal once they've setup an account.  It's a classic case of business inertia.  And I was 100% guilty of this.

So, in conclusion: Shame on you LIQUIDWEB! Shame, shame, SHAME!!!

NameCheap hosting is, by a long shot, MASSIVELY cheaper than LIQUIDWEB...So shame, Shame SHAME on me too, for falling asleep at the web-hosting wheel!

AND NameCheap customer service is both first class AND available online 24/7/365, via live webchat.  Very recently, I had issues installing a new SSL certificate, and I was able to get live help and a quick solution in the middle of the night (EST USA.)

* = This is not a sponsored post.  I received neither discounts nor remuneration of any kind, for mentioning NameCheap.com in this blog entry.

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www.FedPrimeRate.com: Emergency! Can I Borrow Your Phone SCAM

www.FedPrimeRate.com: Emergency! Can I Borrow Your Phone SCAM...

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www.FedPrimeRate.com: Banking SCAM ALERT, Part 1

 www.FedPrimeRate.com: Banking SCAM ALERT, Part 1

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Latest Norton Antivirus Protection Renewal Scam In My Inbox

Email Scam Alert

OK, so here's another stupid and very lame attempt to scam the world, received in my main Gmail account today:

===============

Subject Line: Invoice Id : NJ7834H78EH39

Email Body: Dear ******* ,

Invoice Id : NJ7834H78EH39

Thank you  for connected with our norton anti-virus protection. This email is to notify you that your membership for your computer security & protection has been renewed

User Id : ********@gmail.com

Congratulations, you have successfully renewed your Norton Anti-Virus Protection membership.

You have been charged the payment of  $107.93 for 01 year Norton Anti-Virus Protection service from your bank account, via Debit/credit card.  If you didn’t authorize the charges or if you want to continue this service.

Kindly reach us immediately at      

1     8   0   6     4   5   4     5   7   3   7

Product                                       Unit Price                             Qty.                                            Total Amt.
Norton Anti-Virus Protection         $107.93                              

This Deduction will be reflected in 2-3 business days in your bank statement.

Note- This is a system generated mail.  Please do not reply to this mail ID. (1)  Call our 24-hr customer care.

Thank You

===============

How lame is this scam attempt?

1)  Well, the email address of the sender is: <alinasmith6254@gmail.com>

Hmmmm.....Not sent from Norton, me thinks: DERP!

2) You see how the phone number is spaced out?  That's a giveaway too.  The scammer has formatted it like this in the hope that it will trick the email spam filter.  If the scam email goes to the spam folder, it's done.

For this particular scam email, it worked!  Gmail didn't send it directly to my spam folder.  I found it in my inbox.

3) I don't use Norton Antivirus.  I used to, a long time ago, with Windows XP, but I gave up on it as it consumed too much cpu time -- my computers got a lot slower -- and it was too expensive.  I find that Microsoft's built-in Windows Defender antivirus / anti-malware / anti-spyware works great.  Of course, because I'm a total Nazi about these things, I run Windows Update every time I rest and massage my hands (to prevent carpal tunnel syndrome), which is about every 10-15 minutes.

I also run a Windows Defender Offline Scan often, because most experienced malicious coder / hacker deviants know how to hide their BS in places that are hard to clean.

 

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Business Email Compromise (BEC) Scams

This one is costing both companies and individuals big $$$$.  The scams never end.

From the FBI website:

"...Business Email Compromise

Business email compromise (BEC) — also known as email account compromise (EAC) — is one of the most financially damaging online crimes. It exploits the fact that so many of us rely on email to conduct business — both personal and professional.

In a BEC scam, criminals send an email message that appears to come from a known source making a legitimate request, like in these examples:

• A vendor your company regularly deals with sends an invoice with an updated mailing address.
  

• A company CEO asks her assistant to purchase dozens of gift cards to send out as employee rewards. She asks for the serial numbers so she can email them out right away.
  

• A homebuyer receives a message from his title company with instructions on how to wire his down payment.

 

Versions of these scenarios happened to real victims. All the messages were fake. And in each case, thousands—or even hundreds of thousands—of dollars were sent to criminals instead.

How Criminals Carry Out BEC Scams

A scammer might:

• Spoof an email account or website. Slight variations on legitimate addresses (john.kelly@examplecompany.com vs. john.kelley@examplecompany.com) fool victims into thinking fake accounts are authentic.
  

• Send spearphishing emails. These messages look like they’re from a trusted sender to trick victims into revealing confidential information. That information lets criminals access company accounts, calendars, and data that gives them the details they need to carry out the BEC schemes.
  

• Use malware. Malicious software can infiltrate company networks and gain access to legitimate email threads about billing and invoices. That information is used to time requests or send messages so accountants or financial officers don’t question payment requests. Malware also lets criminals gain undetected access to a victim’s data, including passwords and financial account information.
  

If you or your company fall victim to a BEC scam, it’s important to act quickly:

• Contact your financial institution immediately and request that they contact the financial institution where the transfer was sent.

• Next, contact your local FBI field office to report the crime.

• Also file a complaint with the FBI’s Internet Crime Complaint Center (IC3).
  

How to Protect Yourself

• Be careful with what information you share online or on social media. By openly sharing things like pet names, schools you attended, links to family members, and your birthday, you can give a scammer all the information they need to guess your password or answer your security questions.
  

• Don’t click on anything in an unsolicited email or text message asking you to update or verify account information. Look up the company’s phone number on your own (don’t use the one a potential scammer is providing), and call the company to ask if the request is legitimate.
  

• Carefully examine the email address, URL, and spelling used in any correspondence. Scammers use slight differences to trick your eye and gain your trust.
  

• Be careful what you download. Never open an email attachment from someone you don't know, and be wary of email attachments forwarded to you.
  

• Set up two-factor (or multi-factor) authentication on any account that allows it, and never disable it.
  

• Verify payment and purchase requests in person if possible or by calling the person to make sure it is legitimate. You should verify any change in account number or payment procedures with the person making the request.
  

• Be especially wary if the requestor is pressing you to act quickly..."

Business Email Compromise (BEC) Scams

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Romance Scams

Romance Scams

How can a woman willingly drain her life saving down to nothing, and send huge sums of cash to someone she has never met in real life?

It's easy to just dismiss these women as stupid, but it's not that simple.

Loneliness is a very negative and very powerful force.   It's a lot like alcohol, in that too much of it can make a smart and reasonable person do very stupid things.

It's nice to come across a story in the news about a romance scammer getting caught and punished.  But catching these predators is the exception, not the rule.  I think the global law enforcement community can do a lot better...

From this Federal Trade Commission article:

"...People looking for romance are hoping to be swept off their feet, not caught up in a scam. But tens of thousands of reports in Consumer Sentinel show that a scam is what many people find. In 2018, Sentinel had more than 21,000 reports about romance scams, and people reported losing a total of $143 million – that’s more than any other consumer fraud type identified in Sentinel.1 These reports are rising steadily. In 2015, by comparison, people filed 8,500 Sentinel reports with dollar losses of $33 million...

...Once these fraudsters have people by the heartstrings, they say they need money, often for a medical emergency or some other misfortune. They often claim to be in the military and stationed abroad, which explains why they can’t meet in person. Pretending to need help with travel costs for a long-awaited visit is another common ruse...

Scammers can reap large rewards for time spent courting their targets. The median individual loss to a romance scam reported in 2018 was $2,600, about seven times higher than the median loss across all other fraud types.2 People often reported sending money repeatedly for one supposed crisis after another...

...Help stop these scammers by reporting suspicious profiles or messages to the dating or social media site. Then, tell the FTC at www.FTCComplaintAssistant.gov..."

• Learn more at FTC.gov/Imposters.
  
  
• FBI: Romance Scams Online Imposters Break Hearts and Bank Accounts

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Rental Scams On The Rise

Rental Scams On The Rise; clip from Nightly Business Report:

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Blackmailing with Bitcoin

Blackmailing with Bitcoin; segment by the outstanding folks at Nightly Business Report:

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False Promises: Unraveling the Labyrinth of Fake Jobs and Online Universities

In my previous post, I talked about getting bushwhacked by an online university promoter in the middle of what I'd been told was a job interview. Not long after, the “online university that's right for me,” Capella University, started hounding me with daily recruitment calls and spamming my inbox. I figured I'd dodged a bullet by not signing on with Capella and their insidious financing options. What I didn't realize was that I'm walking around in a war zone with a target painted across my chest.

While media pundits argue back and forth about whether or not this is a recession, the rest of us are living in this economy and it doesn't look good. Costs are rising, jobs are scarce, and those of us who took equity loans against our houses are starting to feel cold breath on the backs of our necks. I've been looking for work for a few months now, and it's starting to feel like my full time job is sorting the real opportunities from the scam artists trying to make a quick buck off my desperation.

The worst of these parasitic, for-profit outfits are the online universities. It's not that they plaster their ads all over craigslist.org, monster.com and every other site that hungry job-seekers frequent. That's what advertisers do. No, the thing that separates them from other businesses that just want to make a buck are these proxy sites they use to draw you in, sites with names like “Career Network” and “The Career Selection,” when all these sites seem to be doing is foisting their partner companies on you.

It starts as soon as you find the job ad. You get diverted to careernetwork.com or one of its similarly named, carefully disguised sister-sites. You fill out a job application that seems real enough (and may, in fact, be forwarded to a prospective employer, though why any legitimate employer would pepper their application with questions like, “Would you like information on how to increase your credit score?” is hard to figure). Then you get hit with the first innocuous question:

We value and support higher education. If you would like information about educational opportunities in your field, choose below.
I would like to receive information about higher-education opportunities.
I do not feel I would benefit from educational opportunities at this time.

In this economy, the difference between getting the job and getting left in the cold will come down to who has the most impressive resume. If you don't have a college degree and you're out there, trying to make ends meet, you know most employers place a premium on applicants with a degree. All the best jobs require an Associate's Degree or a Bachelor's from a four-year school, and if you have a degree, like me, and are still struggling to find something that pays, you're thinking about how much easier it would be if you'd stayed in school for your Master's Degree. The first time someone asked me if I consider higher education if I could afford it, I answered honestly, and you saw how that turned out.

This time I checked the second box. Thanks, but no thanks. I'll apply to Grad School the old-fashioned way and beg the Stafford Loan people for money if I can't make it with my BA. I submitted my information, sans educational opportunities, and started on the next page of the application. Along with the standard employability questions (“Have you ever been convicted of a felony?”, “Do you have a valid driver's license?”), I was also asked more troubling questions like how I would rate my credit score, followed by the question I mentioned earlier, asking whether I wanted to learn how to increase my credit score. It seemed like every third question on the application was trying to get me to bite on some other service or advertising partner, including yet another offer to find out more about higher education opportunities. I answered no to all the fishing questions, except the last, which was an offer to tell me about other jobs that matched my resume.

In just a few hours, I received this email:

Dear Christopher,

I recently noticed the credentials listed on your electronic resume. I believe you might be a solid candidate for a Family Interviewer opening I seek to fill. Your previous experience with education is outstanding. I would like to invite you to apply for this job. Below you can find some basic information regarding the opportunity.

Family Interviewer

Excellent Income with long term career growth

An ideal candidate will have exceptional verbal skills, along with dedication to the job. To view a detailed description of the job and to apply online, please click the link below. If your browser does not allow you to click the link, you may copy and paste it into your browser. The link will take you to an informative Web page with requirements and compensation packages.

http://thecareer-selection.com/

Our human resources department will go over your application and contact you within 24 to 48 hours. When they contact you, please be prepared to schedule an initial interview.

Best Regards,
Brittany Harmon
Sr. Recruiter, HR Division

I was incredibly excited. After leaving my information on a handful of these online employment sites, finally here was a tangible result. But then I started wondering why I had to apply for the job if they already had my electronic resume. Was it some sort of standard formality? I didn't want to chance losing the job, so I clicked on the link. I'd been horribly disappointed when one of the applications I filled out earlier turned out to be a front for Career Network, who scammed me the first time and got me onto Capella University's Do-Call-and-Stalk list. This was a different website, with an entirely different look surrounding the ad-copy for the job. Maybe this one was for real.

Then, I saw it down at the bottom of the page, that same question about whether I wanted to know more about higher education opportunities. I couldn't escape these people wherever I went looking for work. Then I filled out the rest of the application, dodged even more suspicious questions that would have sent my personal information to even more advertising partners, but I was in for a nasty surprise. After I submitted the application, the site shed its false window dressing and revealed itself as Career Network. I wasn't submitting a new application, I was navigating the same advertisement-saturated employment maze that I'd already been through. The job offer was just one more attempt to get me to say yes to online education and whatever other products they could push on me.

So far, I had applied for a teaching assistant position at a private school, a legal clerk position, and the intriguing but probably BS position of “Family Interviewer,” with all three leading me on a wild goose chase through Career Network and their partners in the online university industry. I was tired of this nonsense and wanted some answers. Was Career Network even a real employment company, or were all of these job ads the cruelest kind of spam imaginable?

Judge for yourself. In 2001, Career Network was cited by the Federal Trade Commission in an ongoing investigation of employment corporations exploiting unemployed workers with false job postings that promised government jobs. From www.ftc.gov:

The Federal Trade Commission today announced five law enforcement actions against nine companies and seven individuals promising jobs with the federal or state government or the U.S. Postal Service. Through classified ads, telephone pitches, Internet advertising and training school seminars, the companies misled consumers into paying $45 - $80 for practice exams and application forms.

[...]

Career Network, Inc., and its principals, Walter Turulis and Kathleen Key. Complaint filed in the U.S. District Court for the Northern District of Indiana, Hammond Division, on January 3, 2001. On January 3, 2001, the court granted the FTC's request for a temporary restraining order, asset freeze, and appointment of a temporary receiver. On January 9, 2001, the court entered stipulated preliminary injunction, continuing the terms of the TRO. Civil Action No: 2:01-CV-001-JM; FTC Staff Contact: Gregory A. Ashe, Bureau of Consumer Protection, 202-326-3719.

Seven years later, Career Network seems to have made a remarkable comeback from its receivership, either by starting over or selling its name to a new company in the career-making business. If they were ripping off people in 2001, who's to say they aren't running a new scam now, one that borders close enough to legality that they can operate with impunity and continue posting false job leads that hand unsuspecting applicants into the hands of online universities who offer the perfect solution to their job woes: a fully-financed college education.

The lengths to which these online universities will go to acquire new students and the money that they'll generate borders on the absurd. They must be paying a small fortune to Career Network, hiding their hooks in every job application on not one but two pages of the application, and that's not the only place where they go trolling for fresh fish.

The owners of this blog informed me that Allied University, an online university, recently contacted them with the following offer:

Hi, we are willing to sponsor specific content, online degree post on your blog.

We, advertiser will create content and you will only need to post it.

Please let me know details about your terms of service and handles payment.

I can think of no better advertisement for the quality of an online university education than that.

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How to Get Paid and Go Broke Without Really Trying: A Job Offer Scam to Watch Out For

Sometimes when you're desperate, the right job just falls into your lap, and if you're really desperate, you may not realize you're being suckered into an international money-laundering scam.

I lost my teaching job this year because of county-wide budget cuts, which has put a severe financial strain on my family while I look for something to pay the bills until a permanent teaching job opens up. There aren't a lot of places where a BA in Creative Writing gets you more than minimum wage, so when I saw an ad for English teachers on Craigslist.org, I jumped at it.

Reply to: amfrank007@yahoo.com
Date: 2008-08-27, 11:26PM EDT

I need a good and reliable English Tutor for my Kids....Attracts Great salary and benefits...Send your resume.

Adalberto Martinez Frank

In a flash, my resume was on its way to Mr. Adalberto Frank, and within 24 hours, I received a response that made my poor, unemployed heart flutter.

Hello [real name censored] ,

Good to hear from you and sorry for the late response, I have been busy with work and family at the same time .I acknowledge receiving your application and your resume which is very impressive. Please be informed that you are among the three people shortlisted for the teaching job.

Note: The teaching lesson will take place in my residence and here is the address where we will be living in the US and We will be arriving precisely by September 9th

6500 International Drive
Orlando, FL 32819
My childrens' name are John and Prisilia (A boy and a girl). We are originally from Spain but right now in the UK, my children speak little of the English language and i want my children to be tutored together for 6hrs to 10hrs per week. My children always get along together and they are very active. I can offer $30 per hour for both children because i want the best to prepare them to start school at fall.

I want you to reply me with the following details below 1. The days in the week you will be available to teach the children and numbers of hours per day starting from september 10. The children are available to be tutored any time and any day during the weekdays and weekends. 2. Your suitable charges per hour for both children if $30 if not suitable for you. Also your total charges per week because i will like to make payment weekly 3. The total cost of gas/transportation to my residence per week.
Regards
Adalberto Frank

Maybe I should have been suspicious that he found my resume so impressive. I'd only taught high school English for a single year, after all, and from what he was saying, he needed someone with ESOL (English as a Second Language) teaching experience. But the money was too good to pass up. $30/hour was more than I'd made during my teaching year. I couldn't softball how much it was going to cost to drive to Orlando, otherwise it would end up costing me more in gas to tutor the kids than I was being paid, so I sent back a lengthy reply, hoping that my transportation costs didn't bump me right off the short list. I mean, he could easily find someone in Orlando with at least as much teaching experience as me, right? And why was he looking for English teachers in Tampa anyway if he was moving to Orlando? I didn't dwell on these questions for very long because the prospect of a paying job was intoxicating. It didn't matter if it meant two hours of daily commute for the sum total of $300 dollars a week.

He replied briskly and apologized for the imperceptible delay in communication. Apparently, his father in Spain was very ill and that was occupying much of his time while he made preparations for the move. Then, he gave me the good news:

This is to notify you that you have been given a provisional appointment to be the English teacher for my children. You are selected based on your experience and passion to teach children.

A little background check was done on you this was to ensure that the data provided is accurate and that you have impeccable criminal-free record. (This is necessary because you are coming to be teaching in my apartment).

We will be arriving precisely by Sept.9th and the lesson begins on Sept 10th.
Here is our agreement:

1.Teaching for 10hrs/week.
2. That i will be paying you $540/week including Transportation as I prefer to pay weekly.
3. That you will tutor my children for 10hrs/ weeks for about 4weeks or more independing on catchups.Please confirm this agreement and let me know ASAP so i can arrange our commitment fee....

Frank Adalberto

Not only was he going to pay my travel expenses, he was going to pay me an extra $140 a week. I was floored. I had no idea what a commitment fee was, but I promptly agreed and ignored the fact that Mr. Adalberto Frank was now Mr. Frank Adalberto. He was foreign and wanted to pay me over two grand a month to teach his kids English. The commitment fee sounded like something I wasn't going to like, and I was prepared to turn the whole thing down if he wanted me pay some sort of nonsense fee just for the privilege of teaching his kids, but it turned out that he was the one paying the fee, which meant that I would be receiving a check in the mail for my first two weeks before I even met the guy and his kids. It sounded too good to be true, but he was the one paying, so there was no risk to me at all.

This is how I almost got suckered in. Frank, with his sick father and two young kids who needed a tutor, sounded incredibly convincing. His emails were frequent, his responses brief but direct. These weren't some spambot-generated, rote responses. I was talking to a real human being, so I didn't even think twice when he emailed me to say there'd been a mixup and the fee for the moving company was included in the amount his client paid me. Not to worry, he said, just cash the check and he'd let me know where to send the moving company's payment.

It's called an overpayment scam. According to the FBI agent I spoke to, the scheme is based overseas, with middlemen in the US to handle the checks. They offer you an advance on what you're supposed to be paid, then mistakenly send you a check for too much, usually double the correct amount. You cash the check and send it back to them via Western Union, and by the time your bank discovers that the check didn't clear, you're out of luck. The phony check gets cashed against your account, so it's your account that the bank will drain to cover the expense.

Once I realized this might be a scam, I did a search on the email address posted with the ad and was surprised to discover identical ads posted on lasvegas.craigslist.org and catholicjobs.com. Both were from amfrank007@yahoo.com and the Adalberto family, which meant that this was either a scam or three entirely different Adalberto families would be needing English tutors in San Francisco, Las Vegas, and Tampa. The very nice lady I spoke to at the FBI told me this was unlikely.

English tutors are not the only people at risk from these kinds of scams. I've seen postings from Math tutors, Spanish tutors -- and all of them answered similar ads from people who weren't always as convincing as Mr. Frank/Mr. Adalberto. But all of them eventually sent checks and all of them encountered similar mishaps that resulted in the overpayment of the would-be tutors. Right now it's tutors who are being targeted, but this sort of scheme is very easy to run on anyone who is happy to receive a fat advance and who is good-natured enough to return any money they weren't due.

If it sounds too good to be true, it probably is. And if they're willing to pay you before they see you work, no matter how qualified you think you are or how much you're accustomed to getting, don't cash that check if it's for more than you're supposed to be paid. Just forward the information and the check to the FBI email fraud unit.

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How Safe is Your Car? Getting Bullied into Unnecessary Repairs by a National Auto Repair Chain

Unscrupulous mechanics have been ripping off naive customers long enough that it's almost a cliché, something you take for granted when you're dealing with a national chain like Just Brakes, but small-time operators aren't the only mechanics who deserve an unsavory reputation. If my experience with the hustlers at Just Brakes is any indication, it may be that the last honest mechanics are the small, family-owned outfits and that corporations with slogans like, "At Just Brakes, We Really Do Care!" should offer their customers a complimentary bottle of water, considering what they expect you to swallow.

I went to Just Brakes because I saw an ad that offered new brakes for $89.99, and a friend said that was a pretty good deal. I know next to nothing about cars, and my brakes had been squeaking for a while, so, advertisement in hand, I took a drive down to the nearest Just Brakes shop to see how quickly they could take a look at my beaten-down Chevy. All but one of the shop's bays were empty, so the counter man took my keys and said to have a seat. While I was waiting, I marveled at just how many people Just Brakes paid to work the counter. At first, it looked like just the one, but two more neatly dressed men with “Sales Associate” tags showed up to loiter behind the counter. These weren't bored mechanics, and it set me wondering why the place employed as many people behind the counter as they did in their garage.

About ten minutes later, a grim-faced mechanic came to the office and asked if I was the one who brought in the Chevy. Together with the sales associate who took my information down when I first arrived, they ushered me into the garage to explain just how screwed up my car really was. The counter man took out a little clipboard and started jotting down every thing the mechanic said, while the mechanic focused on visual aids, like the sheet where he'd written down the measurements for my brake pads. He talked fast, and I lost track of the names of parts and systems right after calipers and rotors. The only thing I heard really clearly, before they started talking price, was when he showed me the range of numbers my brakes should have matched, the “safe” measurements, and I thought it was odd that what he wrote down for my brakes seemed to fall into the “safe” range, only he didn't say that my brakes were safe. He said everything from the brake pads all the way to the ruptured shocks would need to be replaced.

“How much are we looking at?” the sales associate asked, eyes on his clipboard.

“This much work, probably a thousand or more.”

It felt like the bottom had dropped out of my stomach. I didn't have anywhere near that amount in my checking account. I probably could have bought another car for a thousand dollars. Instead of saying that, I told them I couldn't afford the repairs.

The sales associate nodded compassionately. “What do you think? Is there anything we can do for him? I mean, man's got to get his car fixed. We can't let him keep driving around in a car that's not safe. How much can we shave off that?”

I watched the mechanic's eyes and suddenly I understood exactly what was going on. This was a routine, rehearsed, performed, perfected. There were three people working the counter because it was a two-man job. First, the mechanic bombards you with a list of brake problems, ticking them off so quickly you don't have time to examine the evidence. Then his partner, the man with the clipboard, backs him up and asks for a number that's way too high. The mechanic obliges. Then they conveniently cut the price, so it looks like you're getting a bargain.

My bargain was still going to run more than $600, so I told him again I just couldn't afford it. I didn't tell him I thought I was being scammed and just wanted out. That's when the salesman with the clipboard got in my face, angry and aggressive, and asked me why I was wasting his time. “Why'd you come here and waste my time if you haven't got any money?” I said I had the money for the brake replacement they advertised, but not for almost a thousand dollars worth of work. He kept the pressure on. “You understand, this car is unsafe. If I let you out of here with this car, you're going to be driving around in an unsafe vehicle. I can't just give you new brakes if the rest of the car is unsafe. You feel me?” I explained again that I couldn't afford the repairs and he backed off. They had me wait out front and drove the car out to me a few minutes later, emphasizing again that the car was unsafe and that if I had a credit card or something I could use, someone who could loan me the money, it was in my best interests to get the repairs done because they couldn't be held responsible if I drove off in an unsafe car.

Hammering me over and over again with how unsafe the car was achieved the desired effect. I went straight to a local mechanic, Bob Clarke, who'd been doing my oil changes for years. I figured if the brake problems were real, my mechanic wouldn't try a two-man con job just to sell me on the repairs. Mr. Clarke looked the car over himself and came back a little while later with a funny look on his face. “What exactly's wrong with it, Chris?” I told him as much as I could remember from the laundry list of problems Just Brakes had described, and Mr. Clarke said there was nothing wrong with the brakes, the car, anything. He couldn't in good conscience charge me for anything except cleaning the brake pads, which wasn't even necessary, he said. One thing he did notice that troubled him, however, was that the radiator cap had gone missing. When I said how I'd been treated at Just Brakes and how angry the salesman had been when I didn't authorize the repairs, Mr. Clarke said he'd seen just this sort of thing before. An unscrupulous mechanic will do a minor bit of sabotage, like stealing a radiator cap, so that the car will seem fine for a while... and then, dramatically, go bad. He suggested before I go calling the dealer for a replacement, that I call Just Brakes. “Just see what they say when you mention that the cap is missing. Most people wouldn't have noticed a thing like that until the damage was already done.”

I did just what Bob Clarke suggested, and as luck would have it, it was my sales guy who answered the phone. I asked if he remembered me stopping in earlier in the day. He did. His tone was very neutral. I said that when I checked under my hood, my radiator cap seemed to be missing. Long pause. He said to come right back and they'd take care of it. As soon as he saw me pull up in front of the Just Brakes garage, he was already walking outside with a replacement radiator cap in hand, still mint in the plastic bag. He handed it to me, said nothing, and walked back inside.

Not only did these hustlers try to con me into hundreds of dollars in repairs that I didn't really need, they tried to set me up for engine problems by snatching my radiator cap. Maybe it was a simple mistake, and in their haste to get rid of me when I couldn't pay for their fake repairs, the mechanic forgot to put it back. That would have explained why they gave me a new one, no questions asked, but why give me a whole new radiator cap? What happened to my actual cap? And how many other people were rooked into paying for ridiculously expensive repairs because they were bullied into thinking their cars were unsafe?

I've read up on Just Brakes since then, and I am not the first person to be hustled by them, nor will I be the last. At least one former manager from the company has come forward and exposed the company's sleazy tactics and dozens of customers have reported them to the Better Business Bureau and online consumer sites like RipOffReport.com. If you see one of their ads, no matter how promising the bargain, steer clear or you may find yourself driving an “unsafe” vehicle, too.

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