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The www.FedPrimeRate.com Personal Finance Blog and Magazine

Thursday, February 11, 2016

Just Tried FreeCreditScore.com

Just tried www.FreeCreditScore.com ( +freecreditscore.com ) to see what the site is offering. The site is owned by +Experian.

The site gives you free access to your Experian PLUS Score (pictured) but this score doesn't have much meaning, because lenders don't use it.  My PLUS score, 717, is not even close to my FICO┬«-based scores.  Meaningless.

If you want access to your FICO credit score -- the score all lenders recognize -- the site will ask you to pay $1 for it.  Feels very much like a bait-and-switch to me, therefore I am still recommending Credit Karma for free credit scores.

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